CMAKY Income Statement

Financials in millions CNY. Fiscal year is January - December.

Millions CNY. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Interest Income on Loans	230,682	251,086	267,126	262,937	277,679	286,593
Interest Paid on Deposits	130,225	152,396	164,695	155,474	151,904	151,369
Net Interest Income	100,457	98,690	102,431	107,463	125,775	135,224
Net Interest Income Growth (YoY)	1.51%	-3.65%	-4.68%	-14.56%	-6.99%	10.81%
Income From Trading Activities	3,554	3,554	4,748	4,690	3,110	-
Gain (Loss) on Sale of Investments	11,917	10,019	8,529	4,357	7,346	-
Other Non-Interest Income	26,763	23,579	24,276	25,214	31,625	49,225
Total Non-Interest Income	42,234	37,152	37,553	34,261	42,081	49,225
Non-Interest Income Growth (YoY)	16.11%	-1.07%	9.61%	-18.58%	-14.51%	-15.72%
Revenues Before Loan Losses	142,691	135,842	139,984	141,724	167,856	184,449
Provision for Loan Losses	54,301	45,474	45,707	48,762	77,398	92,988
Revenue	88,390	90,368	94,277	92,962	90,458	91,461
Revenue Growth (YoY)	-1.77%	-4.15%	1.42%	2.77%	-1.10%	-22.25%
Salaries and Employee Benefits	31,315	31,315	32,176	31,455	31,015	-
Occupancy Expenses	7,820	7,820	7,381	6,808	6,508	-
Selling, General & Administrative	14,952	14,902	13,870	14,971	14,011	50,686
Other Non-Interest Expense	2,157	2,246	3,492	2,558	3,324	4,086
Total Non-Interest Expense	56,600	56,283	56,919	55,792	54,858	55,257
EBT Excluding Unusual Items	31,790	34,085	37,358	37,170	35,600	36,204
Other Unusual Items	-	-	-	-	-	502
Pretax Income	31,790	34,085	37,358	37,170	35,600	36,706
Income Tax Expense	1,245	1,363	1,372	1,393	747	1,604
Earnings From Continuing Operations	30,545	32,722	35,986	35,777	34,853	35,102
Minority Interest in Earnings	-193	-426	-163	-508	-472	-793
Net Income	30,352	32,296	35,823	35,269	34,381	34,309
Preferred Dividends & Other Adjustments	4,316	4,316	4,316	4,106	3,328	3,337
Net Income to Common	26,036	27,980	31,507	31,163	31,053	30,972
Net Income Growth	-7.27%	-9.85%	1.57%	2.58%	0.21%	-36.25%
Basic Shares Outstanding	41,957	43,782	43,782	43,782	43,782	43,782
Diluted Shares Outstanding	41,957	43,782	43,782	43,782	43,782	43,782
Shares Change (YoY)	-5.30%	-	-	-	-	-
EPS (Basic)	0.62	0.64	0.72	0.71	0.71	0.71
EPS (Diluted)	0.62	0.64	0.72	0.71	0.71	0.71
EPS Growth	-3.25%	-11.19%	1.36%	0.10%	0.26%	-41.85%
Dividend Per Share	0.198	0.192	0.216	0.214	0.213	0.213
Dividend Growth	-42.77%	-11.11%	0.94%	0.47%	-	-42.43%
Effective Tax Rate	3.92%	4.00%	3.67%	3.75%	2.10%	4.37%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.