Commercial National Financial Corporation (CNAF)
OTCMKTS
· Delayed Price · Currency is USD
6.80
0.00 (0.00%)
Apr 25, 2025, 4:00 PM EDT
CNAF Income Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | 2015 - 2019 |
|---|---|---|---|---|---|---|---|
Period Ending | Mar '25 Mar 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 | 2015 - 2019 |
| Interest Income on Loans | 8.18 | 8.21 | 8.22 | 8.33 | 9.54 | 10.66 | Upgrade
|
| Interest Income on Investments | 6.4 | 6.41 | 6.79 | 6.83 | 4.97 | 5.39 | Upgrade
|
| Total Interest Income | 14.58 | 14.63 | 15 | 15.16 | 14.51 | 16.05 | Upgrade
|
| Interest Paid on Deposits | 0.2 | 0.21 | 0.19 | 0.19 | 0.23 | 0.4 | Upgrade
|
| Interest Paid on Borrowings | 1.88 | 1.84 | 1.27 | 0.21 | - | 0.15 | Upgrade
|
| Total Interest Expense | 2.07 | 2.04 | 1.46 | 0.39 | 0.23 | 0.55 | Upgrade
|
| Net Interest Income | 12.51 | 12.58 | 13.54 | 14.77 | 14.28 | 15.5 | Upgrade
|
| Net Interest Income Growth (YoY) | -5.53% | -7.07% | -8.30% | 3.42% | -7.87% | 1.76% | Upgrade
|
| Trust Income | 1.48 | 1.45 | 1.35 | 1.4 | 1.51 | 1.4 | Upgrade
|
| Gain (Loss) on Sale of Investments | -0.01 | 0 | -0.01 | -0.01 | 1.49 | 0.56 | Upgrade
|
| Other Non-Interest Income | 0.64 | 0.64 | 0.62 | 0.97 | 1.15 | 1.35 | Upgrade
|
| Total Non-Interest Income | 2.74 | 2.74 | 2.62 | 1.94 | 4.84 | 3.94 | Upgrade
|
| Non-Interest Income Growth (YoY) | 3.83% | 4.82% | 34.64% | -59.83% | 22.73% | 35.99% | Upgrade
|
| Revenues Before Loan Losses | 15.25 | 15.33 | 16.16 | 16.71 | 19.12 | 19.44 | Upgrade
|
| Provision for Loan Losses | -0.25 | -0.29 | -0.37 | -0.56 | 0.55 | 0.4 | Upgrade
|
| Revenue | 15.5 | 15.62 | 16.53 | 17.27 | 18.57 | 19.04 | Upgrade
|
| Revenue Growth (YoY) | -4.84% | -5.51% | -4.30% | -6.98% | -2.49% | 5.03% | Upgrade
|
| Salaries and Employee Benefits | 8.07 | 8.11 | 7.75 | 7.24 | 7.56 | 7.44 | Upgrade
|
| Occupancy Expenses | 0.84 | 0.84 | 0.71 | 0.68 | 0.79 | 0.8 | Upgrade
|
| Federal Deposit Insurance | 0.18 | 0.19 | 0.19 | 0.12 | 0.11 | 0.07 | Upgrade
|
| Selling, General & Administrative | 1.1 | 1.1 | 2.34 | 2.39 | 2.21 | 1.96 | Upgrade
|
| Other Non-Interest Expense | 3.63 | 3.59 | 2.33 | 2.68 | 2.5 | 2.21 | Upgrade
|
| Total Non-Interest Expense | 13.83 | 13.83 | 13.31 | 13.1 | 13.16 | 12.47 | Upgrade
|
| EBT Excluding Unusual Items | 1.67 | 1.79 | 3.22 | 4.17 | 5.4 | 6.57 | Upgrade
|
| Pretax Income | 1.67 | 1.79 | 3.22 | 4.17 | 5.4 | 6.57 | Upgrade
|
| Income Tax Expense | -0.07 | -0.05 | 0.17 | 0.26 | 0.72 | 0.86 | Upgrade
|
| Net Income | 1.75 | 1.84 | 3.05 | 3.91 | 4.69 | 5.71 | Upgrade
|
| Net Income to Common | 1.75 | 1.84 | 3.05 | 3.91 | 4.69 | 5.71 | Upgrade
|
| Net Income Growth | -36.06% | -39.58% | -22.01% | -16.61% | -17.99% | 20.63% | Upgrade
|
| Basic Shares Outstanding | 3 | 3 | 3 | 3 | 3 | 3 | Upgrade
|
| Diluted Shares Outstanding | 3 | 3 | 3 | 3 | 3 | 3 | Upgrade
|
| EPS (Basic) | 0.61 | 0.64 | 1.07 | 1.37 | 1.64 | 2.00 | Upgrade
|
| EPS (Diluted) | 0.61 | 0.64 | 1.07 | 1.37 | 1.64 | 2.00 | Upgrade
|
| EPS Growth | -36.06% | -39.58% | -22.01% | -16.61% | -17.99% | 20.63% | Upgrade
|
| Dividend Per Share | 0.630 | 0.890 | 1.040 | 1.040 | 1.040 | 1.040 | Upgrade
|
| Dividend Growth | -39.42% | -14.42% | - | - | - | - | Upgrade
|
| Effective Tax Rate | - | - | 5.28% | 6.24% | 13.26% | 13.03% | Upgrade
|
Updated Jan 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.