Commercial National Financial Corporation (CNAF)
OTCMKTS · Delayed Price · Currency is USD
8.35
0.00 (0.03%)
Oct 23, 2026, 9:44 AM EDT
CNAF Balance Sheet
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Assets
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash & Equivalents | 7.78 | 5.72 | 5.07 | 5.45 | 6.34 | 33.33 |
Investment Securities | 189.2 | 155.78 | 156.08 | 161.83 | 170.27 | 194.94 |
Total Investments | 189.2 | 155.78 | 156.08 | 161.83 | 170.27 | 194.94 |
Gross Loans | 160.14 | 169.95 | 181.45 | 192.81 | 201.42 | 216.64 |
Allowance for Loan Losses | -0.68 | -0.8 | -0.87 | -1.16 | -1.54 | -2.09 |
Net Loans | 159.45 | 169.15 | 180.59 | 191.65 | 199.89 | 214.55 |
Property, Plant & Equipment | 2.61 | 3.04 | 3.11 | 3.23 | 2.93 | 3.04 |
Accrued Interest Receivable | 2.52 | 2.23 | 2.2 | 2.2 | 2.2 | 1.72 |
Long-Term Deferred Tax Assets | - | 5.29 | 6.42 | 5.66 | 6.79 | - |
Other Real Estate Owned & Foreclosed | - | - | - | - | - | 3.4 |
Other Long-Term Assets | 32.23 | 20.28 | 19.73 | 19.35 | 19.33 | 20.86 |
Total Assets | 393.78 | 362.39 | 374.86 | 390.62 | 408.37 | 471.98 |
Liabilities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Interest Bearing Deposits | 148.06 | 154.98 | 155.83 | 170.15 | 201 | 222.96 |
Institutional Deposits | - | - | - | 0.36 | 0.92 | 12.34 |
Non-Interest Bearing Deposits | 157.6 | 150.53 | 145.74 | 156.77 | 165.55 | 167.51 |
Total Deposits | 305.65 | 305.51 | 301.56 | 327.28 | 367.47 | 402.81 |
Short-Term Borrowings | 57.04 | 17.54 | 38.67 | 25.32 | 6.72 | - |
Current Portion of Leases | - | 0.06 | - | - | - | - |
Long-Term Leases | - | 0.21 | 0.32 | 0.37 | - | - |
Long-Term Deferred Tax Liabilities | - | - | - | - | - | 1.97 |
Other Long-Term Liabilities | 2.39 | 1.33 | 1.54 | 1.53 | 1.74 | 2.21 |
Total Liabilities | 365.09 | 324.64 | 342.08 | 354.48 | 375.92 | 406.99 |
Shareholders' Equity
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Common Stock | 7.2 | 7.2 | 7.2 | 7.2 | 7.2 | 7.2 |
Retained Earnings | 63.65 | 63.06 | 62.44 | 63.15 | 63.07 | 62.14 |
Treasury Stock | -12.99 | -12.64 | -12.54 | -12.54 | -12.54 | -12.54 |
Comprehensive Income & Other | -29.16 | -19.87 | -24.32 | -21.67 | -25.27 | 8.19 |
Shareholders' Equity | 28.7 | 37.75 | 32.78 | 36.14 | 32.46 | 64.98 |
Total Liabilities & Equity | 393.78 | 362.39 | 374.86 | 390.62 | 408.37 | 471.98 |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Total Debt | 57.04 | 17.81 | 38.98 | 25.68 | 6.72 | - |
Net Cash (Debt) | -49.26 | -12.09 | -33.92 | -20.24 | -0.38 | 33.33 |
Net Cash Growth | - | - | - | - | - | 17.61% |
Net Cash Per Share | -17.33 | -4.23 | -11.86 | -7.07 | -0.13 | 11.65 |
Filing Date Shares Outstanding | 2.81 | 2.85 | 2.86 | 2.86 | 2.86 | 2.86 |
Total Common Shares Outstanding | 2.81 | 2.85 | 2.86 | 2.86 | 2.86 | 2.86 |
Book Value Per Share | 10.22 | 13.25 | 11.46 | 12.63 | 11.35 | 22.71 |
Tangible Book Value | 28.7 | 37.75 | 32.78 | 36.14 | 32.46 | 64.98 |
Tangible Book Value Per Share | 10.22 | 13.25 | 11.46 | 12.63 | 11.35 | 22.71 |