Commercial National Financial Corporation (CNAF)

CNAF Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	9.85	5.07	5.45	6.34	33.33	28.34
Investment Securities	155.42	156.08	161.83	170.27	194.94	133.32
Total Investments	155.42	156.08	161.83	170.27	194.94	133.32
Gross Loans	174.17	181.45	192.81	201.42	216.64	241.08
Allowance for Loan Losses	-0.87	-0.87	-1.16	-1.54	-2.09	-1.99
Net Loans	173.3	180.59	191.65	199.89	214.55	239.09
Property, Plant & Equipment	2.82	3.11	3.23	2.93	3.04	2.81
Accrued Interest Receivable	2.54	2.2	2.2	2.2	1.72	1.75
Long-Term Deferred Tax Assets	-	6.42	5.66	6.79	-	-
Other Real Estate Owned & Foreclosed	-	-	-	-	3.4	0.07
Other Long-Term Assets	26.97	19.73	19.35	19.33	20.86	19.91
Total Assets	372.28	374.86	390.62	408.37	471.98	425.43
Interest Bearing Deposits	149.26	155.83	170.15	201	222.96	190.05
Institutional Deposits	-	-	0.36	0.92	12.34	12.96
Non-Interest Bearing Deposits	156.05	145.74	156.77	165.55	167.51	148.4
Total Deposits	305.31	301.56	327.28	367.47	402.81	351.4
Short-Term Borrowings	28.75	38.67	25.32	6.72	-	-
Current Portion of Leases	-	0.06	-	-	-	-
Long-Term Leases	-	0.26	0.37	-	-	-
Long-Term Deferred Tax Liabilities	-	-	-	-	1.97	2.86
Other Long-Term Liabilities	1.63	1.54	1.53	1.74	2.21	1.74
Total Liabilities	335.68	342.08	354.48	375.92	406.99	356
Common Stock	7.2	7.2	7.2	7.2	7.2	7.2
Retained Earnings	62.82	62.44	63.15	63.07	62.14	63.29
Treasury Stock	-12.56	-12.54	-12.54	-12.54	-12.54	-12.54
Comprehensive Income & Other	-20.87	-24.32	-21.67	-25.27	8.19	11.48
Shareholders' Equity	36.6	32.78	36.14	32.46	64.98	69.43
Total Liabilities & Equity	372.28	374.86	390.62	408.37	471.98	425.43
Total Debt	28.75	38.98	25.68	6.72	-	-
Net Cash (Debt)	-18.89	-33.92	-20.24	-0.38	33.33	28.34
Net Cash Growth	-	-	-	-	17.61%	-
Net Cash Per Share	-6.60	-11.86	-7.07	-0.13	11.65	9.91
Filing Date Shares Outstanding	2.86	2.86	2.86	2.86	2.86	2.86
Total Common Shares Outstanding	2.86	2.86	2.86	2.86	2.86	2.86
Book Value Per Share	12.80	11.46	12.63	11.35	22.71	24.27
Tangible Book Value	36.6	32.78	36.14	32.46	64.98	69.43
Tangible Book Value Per Share	12.80	11.46	12.63	11.35	22.71	24.27

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.