Crédit Agricole S.A. (CRARF)

Crédit Agricole Ratios and Metrics

Market cap in millions USD. Fiscal year is January - December.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Feb 17, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Market Capitalization	64,589	62,339	41,831	43,351	31,759	42,963
Market Cap Growth	37.16%	49.03%	-3.51%	36.50%	-26.08%	18.09%
Last Close Price	21.28	20.86	13.10	13.12	9.70	12.98
PE Ratio	8.34	8.05	4.68	4.75	6.07	6.88
PS Ratio	2.07	2.00	1.16	1.17	1.43	1.80
PB Ratio	0.64	0.62	0.27	0.28	0.39	0.49
P/FCF Ratio	3.07	2.97	-	-	70.59	3.76
P/OCF Ratio	2.89	2.79	-	-	20.31	3.46
Debt / Equity Ratio	6.62	6.62	3.39	3.07	5.48	4.52
Debt / FCF Ratio	31.77	31.77	-	-	981.70	34.55
Net Debt / Equity Ratio	-3.31	-3.31	0.58	0.69	-4.25	-4.18
Net Debt / FCF Ratio	-15.88	-15.88	-2.96	-1.74	-762.00	-31.99
Return on Equity (ROE)	6.86%	6.86%	6.53%	8.33%	7.96%	9.10%
Return on Assets (ROA)	0.32%	0.32%	0.38%	0.39%	0.29%	0.34%
Earnings Yield	11.99%	13.32%	21.38%	21.06%	17.85%	15.47%
FCF Yield	32.53%	33.71%	-71.75%	-144.21%	1.42%	26.61%
Dividend Yield	5.83%	6.36%	8.69%	8.84%	11.56%	9.20%
Payout Ratio	48.50%	47.04%	45.27%	46.05%	-	-
Buyback Yield / Dilution	-0.40%	-0.40%	0.53%	-1.41%	0.03%	-3.63%
Total Shareholder Return	5.39%	5.96%	9.22%	7.44%	11.60%	5.57%

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.