Crédit Agricole S.A. (CRARY)

Crédit Agricole Balance Sheet

Financials in millions EUR. Fiscal year is January - December.

Fiscal Year	TTM	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Period Ending	Sep 30, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Cash & Equivalents	165,700	1,519	1,580	1,737	1,593	1,656
Investment Securities	312,000	1,096,128	1,063,076	1,060,294	1,025,088	951,585
Trading Asset Securities	584,900	175,300	164,433	144,789	174,504	157,753
Total Investments	896,900	1,271,428	1,227,509	1,205,083	1,199,592	1,109,338
Gross Loans	1,081,700	645,449	600,948	560,843	499,662	501,114
Allowance for Loan Losses	-	-9,998	-9,784	-9,309	-9,962	-9,629
Net Loans	1,081,700	635,451	591,164	551,534	489,700	491,485
Property, Plant & Equipment	9,400	8,586	6,020	6,096	5,779	5,598
Goodwill	16,200	15,929	15,682	15,632	14,659	15,280
Other Intangible Assets	3,100	3,142	3,094	3,263	3,196	3,163
Investments in Real Estate	10,700	10,824	11,974	7,307	6,522	6,576
Accrued Interest Receivable	53,900	5,834	3,409	3,990	3,628	3,450
Other Receivables	5,900	46,108	58,541	29,418	30,920	28,841
Restricted Cash	-	175,801	206,068	236,020	192,676	91,423
Other Current Assets	1,900	8,478	6,862	6,548	6,470	3,780
Long-Term Deferred Tax Assets	-	3,782	4,496	4,205	2,969	3,067
Other Long-Term Assets	-100	2,516	1,687	3,122	3,358	3,986
Total Assets	2,245,300	2,189,398	2,138,086	2,073,955	1,961,062	1,767,643
Accrued Expenses	60,300	8,382	7,248	6,717	6,055	6,460
Interest Bearing Deposits	847,200	677,932	717,341	664,140	610,575	496,957
Non-Interest Bearing Deposits	-	329,481	368,965	410,070	342,826	259,629
Total Deposits	847,200	1,007,413	1,086,306	1,074,210	953,401	756,586
Short-Term Borrowings	21,200	119,429	149,805	104,516	135,020	120,894
Current Portion of Long-Term Debt	1,100	125,846	120,656	79,190	65,469	97,434
Current Portion of Leases	-	264	332	334	316	285
Current Income Taxes Payable	3,800	2,063	1,576	1,364	1,363	1,626
Other Current Liabilities	-	168,095	119,322	123,496	121,477	108,998
Long-Term Debt	476,300	183,154	141,021	161,822	171,810	183,015
Long-Term Leases	-	1,464	1,482	1,496	1,441	1,122
Long-Term Unearned Revenue	-	1,507	1,332	1,247	1,233	1,317
Pension & Post-Retirement Benefits	-	1,344	1,214	1,674	1,696	1,667
Long-Term Deferred Tax Liabilities	-	1,027	631	1,568	1,971	2,140
Other Long-Term Liabilities	755,900	489,491	431,681	439,405	426,315	415,256
Total Liabilities	2,165,800	2,109,479	2,062,606	1,997,039	1,887,567	1,696,800
Common Stock	71,400	9,159	9,128	9,341	8,750	8,654
Additional Paid-In Capital	-	14,905	14,773	15,436	13,798	13,688
Retained Earnings	-	6,348	5,306	5,844	2,692	4,844
Treasury Stock	-	-377	-287	-1,170	-113	-108
Comprehensive Income & Other	-	41,051	37,599	38,766	40,090	35,842
Total Common Equity	71,400	71,086	66,519	68,217	65,217	62,920
Minority Interest	8,100	8,833	8,961	8,699	8,278	7,923
Shareholders' Equity	79,500	79,919	75,480	76,916	73,495	70,843
Total Liabilities & Equity	2,245,300	2,189,398	2,138,086	2,073,955	1,961,062	1,767,643
Total Debt	498,600	430,157	413,296	347,358	374,056	402,750
Net Cash (Debt)	252,000	325,291	320,801	321,638	301,563	202,625
Net Cash Growth	28.37%	1.40%	-0.26%	6.66%	48.83%	2.15%
Net Cash Per Share	83.64	107.32	107.33	107.57	104.52	70.52
Filing Date Shares Outstanding	3,040	3,029	3,024	3,025	2,916	2,884
Total Common Shares Outstanding	3,040	3,029	3,024	3,025	2,916	2,884
Book Value Per Share	23.49	21.08	20.02	20.93	20.35	20.03
Tangible Book Value	52,100	52,015	47,743	49,322	47,362	44,477
Tangible Book Value Per Share	17.14	14.79	13.81	14.69	14.22	13.64

Source: S&P Capital IQ. Banks template. Financial Sources.