Concordia Financial Group Statistics
Total Valuation
CRDIY has a market cap or net worth of 7.22 billion.
| Market Cap | 7.22B |
| Enterprise Value | n/a |
Important Dates
The next estimated earnings date is Tuesday, August 5, 2025.
| Earnings Date | Aug 5, 2025 |
| Ex-Dividend Date | Mar 28, 2025 |
Share Statistics
| Current Share Class | n/a |
| Shares Outstanding | n/a |
| Shares Change (YoY) | -1.28% |
| Shares Change (QoQ) | -1.02% |
| Owned by Insiders (%) | n/a |
| Owned by Institutions (%) | n/a |
| Float | 991.50M |
Valuation Ratios
The trailing PE ratio is 13.06.
| PE Ratio | 13.06 |
| Forward PE | n/a |
| PS Ratio | 3.37 |
| PB Ratio | 0.84 |
| P/TBV Ratio | 0.85 |
| P/FCF Ratio | 32.07 |
| P/OCF Ratio | 24.64 |
| PEG Ratio | n/a |
Enterprise Valuation
| EV / Earnings | n/a |
| EV / Sales | n/a |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | n/a |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | 71.79 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 6.45%.
| Return on Equity (ROE) | 6.45% |
| Return on Assets (ROA) | 0.34% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Revenue Per Employee | 360,752 |
| Profits Per Employee | 93,076 |
| Employee Count | 5,941 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, CRDIY has paid 239.38 million in taxes.
| Income Tax | 239.38M |
| Effective Tax Rate | 30.14% |
Stock Price Statistics
The stock price has increased by +33.03% in the last 52 weeks. The beta is -0.02, so CRDIY's price volatility has been lower than the market average.
| Beta (5Y) | -0.02 |
| 52-Week Price Change | +33.03% |
| 50-Day Moving Average | 18.41 |
| 200-Day Moving Average | 15.78 |
| Relative Strength Index (RSI) | 47.56 |
| Average Volume (20 Days) | 1 |
Short Selling Information
| Short Interest | n/a |
| Short Previous Month | n/a |
| Short % of Shares Out | n/a |
| Short % of Float | n/a |
| Short Ratio (days to cover) | n/a |
Income Statement
In the last 12 months, CRDIY had revenue of 2.14 billion and earned 552.96 million in profits. Earnings per share was 0.48.
| Revenue | 2.14B |
| Gross Profit | 2.14B |
| Operating Income | 811.72M |
| Pretax Income | 794.11M |
| Net Income | 552.96M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | 0.48 |
Balance Sheet
The company has 29.70 billion in cash and 16.17 billion in debt, giving a net cash position of 13.53 billion.
| Cash & Cash Equivalents | 29.70B |
| Total Debt | 16.17B |
| Net Cash | 13.53B |
| Net Cash Per Share | n/a |
| Equity (Book Value) | 8.63B |
| Book Value Per Share | 7.53 |
| Working Capital | -109.31B |
Cash Flow
In the last 12 months, operating cash flow was 293.13 million and capital expenditures -67.95 million, giving a free cash flow of 225.18 million.
| Operating Cash Flow | 293.13M |
| Capital Expenditures | -67.95M |
| Free Cash Flow | 225.18M |
| FCF Per Share | n/a |
Margins
| Gross Margin | n/a |
| Operating Margin | 37.87% |
| Pretax Margin | 37.05% |
| Profit Margin | 25.80% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 10.51% |
Dividends & Yields
This stock pays an annual dividend of 0.20, which amounts to a dividend yield of 1.08%.
| Dividend Per Share | 0.20 |
| Dividend Yield | 1.08% |
| Dividend Growth (YoY) | 29.19% |
| Years of Dividend Growth | 1 |
| Payout Ratio | 35.22% |
| Buyback Yield | 1.28% |
| Shareholder Yield | 2.36% |
| Earnings Yield | 7.66% |
| FCF Yield | 3.12% |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside |
Stock Splits
This stock does not have any record of stock splits.
| Last Split Date | n/a |
| Split Type | n/a |
| Split Ratio | n/a |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 3 |