Card Factory plc (CRFCF)
OTCMKTS · Delayed Price · Currency is USD
0.9185
-0.0419 (-4.36%)
At close: Dec 19, 2025

Card Factory Statistics

Total Valuation

Card Factory has a market cap or net worth of 335.00 million. The enterprise value is 606.25 million.

Market Cap335.00M
Enterprise Value 606.25M

Important Dates

The next estimated earnings date is Tuesday, April 28, 2026.

Earnings Date Apr 28, 2026
Ex-Dividend Date n/a

Share Statistics

Current Share Class 346.01M
Shares Outstanding n/a
Shares Change (YoY) +0.63%
Shares Change (QoQ) +0.01%
Owned by Insiders (%) 8.58%
Owned by Institutions (%) 83.90%
Float 313.08M

Valuation Ratios

The trailing PE ratio is 5.91 and the forward PE ratio is 5.64.

PE Ratio 5.91
Forward PE 5.64
PS Ratio 0.46
PB Ratio 0.75
P/TBV Ratio n/a
P/FCF Ratio 2.74
P/OCF Ratio 2.44
PEG Ratio n/a
Financial Ratio History

Enterprise Valuation

The stock's EV/EBITDA ratio is 3.61, with an EV/FCF ratio of 4.96.

EV / Earnings 10.69
EV / Sales 0.80
EV / EBITDA 3.61
EV / EBIT 5.66
EV / FCF 4.96

Financial Position

The company has a current ratio of 1.06, with a Debt / Equity ratio of 0.65.

Current Ratio 1.06
Quick Ratio 0.42
Debt / Equity 0.65
Debt / EBITDA 1.78
Debt / FCF 2.37
Interest Coverage 5.20

Financial Efficiency

Return on equity (ROE) is 13.18% and return on invested capital (ROIC) is 10.87%.

Return on Equity (ROE) 13.18%
Return on Assets (ROA) 7.93%
Return on Invested Capital (ROIC) 10.87%
Return on Capital Employed (ROCE) 14.77%
Weighted Average Cost of Capital (WACC) 8.70%
Revenue Per Employee 79,392
Profits Per Employee 6,122
Employee Count9,266
Asset Turnover 0.90
Inventory Turnover 5.82

Taxes

In the past 12 months, Card Factory has paid 19.44 million in taxes.

Income Tax 19.44M
Effective Tax Rate 25.52%

Stock Price Statistics

The stock price has decreased by -40.74% in the last 52 weeks. The beta is 1.37, so Card Factory's price volatility has been higher than the market average.

Beta (5Y) 1.37
52-Week Price Change -40.74%
50-Day Moving Average n/a
200-Day Moving Average n/a
Relative Strength Index (RSI) 40.34
Average Volume (20 Days) 25,126

Short Selling Information

Short Interest n/a
Short Previous Month n/a
Short % of Shares Out n/a
Short % of Float n/a
Short Ratio (days to cover) n/a

Income Statement

In the last 12 months, Card Factory had revenue of 735.64 million and earned 56.73 million in profits. Earnings per share was 0.16.

Revenue735.64M
Gross Profit 255.75M
Operating Income 103.81M
Pretax Income 76.17M
Net Income 56.73M
EBITDA 113.73M
EBIT 103.81M
Earnings Per Share (EPS) 0.16
Full Income Statement

Balance Sheet

The company has 26.98 million in cash and 289.87 million in debt, with a net cash position of -262.89 million.

Cash & Cash Equivalents 26.98M
Total Debt 289.87M
Net Cash -262.89M
Net Cash Per Share n/a
Equity (Book Value) 448.55M
Book Value Per Share 1.29
Working Capital 8.99M
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was 137.53 million and capital expenditures -15.21 million, giving a free cash flow of 122.32 million.

Operating Cash Flow 137.53M
Capital Expenditures -15.21M
Free Cash Flow 122.32M
FCF Per Share n/a
Full Cash Flow Statement

Margins

Gross margin is 34.77%, with operating and profit margins of 14.11% and 7.71%.

Gross Margin 34.77%
Operating Margin 14.11%
Pretax Margin 10.35%
Profit Margin 7.71%
EBITDA Margin 15.46%
EBIT Margin 14.11%
FCF Margin 16.63%

Dividends & Yields

Card Factory does not appear to pay any dividends at this time.

Dividend Per Share n/a
Dividend Yield n/a
Dividend Growth (YoY) n/a
Years of Dividend Growth n/a
Payout Ratio 39.16%
Buyback Yield -0.63%
Shareholder Yield -0.63%
Earnings Yield 16.93%
FCF Yield 36.51%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date n/a
Split Type n/a
Split Ratio n/a

Scores

Card Factory has an Altman Z-Score of 2.25 and a Piotroski F-Score of 5. A Z-score under 3 suggests an increased risk of bankruptcy.

Altman Z-Score 2.25
Piotroski F-Score 5