Crazy Woman Creek Bancorp Incorporated (CRZY)

Crazy Woman Creek Bancorp Income Statement

Financials in millions USD. Fiscal year is October - September.

Fiscal Year	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep 30, 2024	Sep 30, 2023	Sep 30, 2022	Sep 30, 2021	Sep 30, 2020
Interest Income on Loans	8.54	7.56	5.83	5.44	4.87
Interest Income on Investments	1.39	0.9	0.67	0.51	0.66
Total Interest Income	9.92	8.46	6.49	5.95	5.53
Interest Paid on Deposits	3.19	1.95	0.34	0.41	0.72
Interest Paid on Borrowings	0.49	0.41	0.24	0.28	0.21
Total Interest Expense	3.69	2.37	0.58	0.68	0.93
Net Interest Income	6.24	6.09	5.91	5.27	4.6
Net Interest Income Growth (YoY)	2.38%	3.10%	12.21%	14.43%	1.23%
Gain (Loss) on Sale of Assets	-0.02	-0	-0.01	-	-0
Gain (Loss) on Sale of Investments	-	-	-	0	0
Other Non-Interest Income	0.77	0.76	0.75	0.78	0.66
Total Non-Interest Income	0.99	0.95	1.35	2	1.46
Non-Interest Income Growth (YoY)	4.12%	-29.75%	-32.70%	36.82%	13.58%
Revenues Before Loan Losses	7.22	7.04	7.26	7.27	6.07
Provision for Loan Losses	0.09	0.12	0.32	0.38	0.49
Revenue	7.13	6.92	6.94	6.89	5.57
Revenue Growth (YoY)	3.08%	-0.22%	0.71%	23.58%	-4.01%
Salaries and Employee Benefits	2.72	3.08	2.79	2.36	2.38
Occupancy Expenses	0.41	0.43	0.4	0.39	0.4
Federal Deposit Insurance	0.09	0.09	0.06	0.04	0.02
Selling, General & Administrative	1.28	1.19	1.1	1.1	1.06
Other Non-Interest Expense	0.59	0.55	0.63	0.62	0.57
Total Non-Interest Expense	5.12	5.34	4.98	4.51	4.42
EBT Excluding Unusual Items	2.02	1.58	1.96	2.37	1.15
Pretax Income	2.02	1.58	1.96	2.37	1.15
Income Tax Expense	0.39	0.31	0.4	0.49	0.23
Net Income	1.63	1.28	1.56	1.89	0.92
Net Income to Common	1.63	1.28	1.56	1.89	0.92
Net Income Growth	27.49%	-18.04%	-17.48%	105.22%	-18.37%
Basic Shares Outstanding	1	1	1	1	1
Diluted Shares Outstanding	1	1	1	1	1
Shares Change (YoY)	0.05%	-	-	-	-15.15%
EPS (Basic)	3.07	2.41	2.94	3.56	1.74
EPS (Diluted)	3.07	2.41	2.94	3.56	1.73
EPS Growth	27.42%	-18.04%	-17.43%	105.78%	-3.89%
Dividend Per Share	-	0.310	0.310	0.300	0.330
Dividend Growth	-	0%	3.33%	-9.09%	3.13%
Effective Tax Rate	19.25%	19.28%	20.31%	20.47%	19.86%

Source: S&P Capital IQ. Banks template. Financial Sources.