Cashmere Valley Bank Cash Flow Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Income	29.23	28.16	27.98	26	29.03
Depreciation & Amortization	2.86	3.3	3.02	3.16	3.49
Gain (Loss) on Sale of Investments	-1.36	2.23	9.31	16.35	5.47
Provision for Credit Losses	2.97	1.97	2.94	0.8	0.08
Net Decrease (Increase) in Loans Originated / Sold - Operating	-0.39	0.49	0.52	2.09	5.23
Accrued Interest Receivable	0.08	0.46	-1.21	0.35	-0.72
Change in Income Taxes	0.56	0.55	-1.21	0.5	0.17
Change in Other Net Operating Assets	3.55	1.01	-2.2	0.1	-2.33
Other Operating Activities	-1.08	-0.76	-0.65	-1.25	-0.58
Operating Cash Flow	37.22	37.85	40.72	47.97	39.72
Operating Cash Flow Growth	-1.67%	-7.05%	-15.11%	20.80%	25.99%
Capital Expenditures	-1.85	-0.52	-5.07	-3.29	-2.91
Sale of Property, Plant and Equipment	-	-	0.03	0.02	0
Cash Acquisitions	-	-	-	-	-1.25
Investment in Securities	-113.47	-56.84	43.19	146.69	-277.95
Net Decrease (Increase) in Loans Originated / Sold - Investing	6.1	76.96	-40.89	-65.9	10.03
Other Investing Activities	-0.66	0.16	-0.38	1.14	-11.45
Investing Cash Flow	-109.87	19.76	-3.12	78.66	-283.51
Short-Term Debt Issued	47	-	31.69	-	18.11
Total Debt Issued	47	-	31.69	-	18.11
Short-Term Debt Repaid	-	-12.86	-	-17.34	-
Total Debt Repaid	-	-12.86	-	-17.34	-
Net Debt Issued (Repaid)	47	-12.86	31.69	-17.34	18.11
Issuance of Common Stock	1.04	0.46	0.38	0.17	0.32
Repurchase of Common Stock	-	-	-	-	-6.88
Common Dividends Paid	-7.21	-6.61	-6.6	-6.6	-6.08
Net Increase (Decrease) in Deposit Accounts	62.82	64.19	-126.25	-36.56	216.61
Financing Cash Flow	103.65	45.18	-100.78	-60.33	222.08
Net Cash Flow	31	102.79	-63.18	66.31	-21.72
Free Cash Flow	35.37	37.33	35.66	44.68	36.81
Free Cash Flow Growth	-5.24%	4.70%	-20.21%	21.39%	22.67%
Free Cash Flow Margin	40.49%	45.66%	46.30%	61.44%	50.72%
Free Cash Flow Per Share	9.03	9.59	9.18	11.49	9.37
Cash Interest Paid	31.86	30.12	14.73	4.35	5.35
Cash Income Tax Paid	-	-	6	3.7	4.82

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.