CW Bancorp (CWBK)

CW Bancorp Income Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Interest Income on Loans	44.6	40.69	40.02	34.57	26.5
Interest Income on Investments	10.68	13.5	12.17	6.75	3.71
Total Interest Income	55.27	54.19	52.19	41.32	30.21
Interest Paid on Deposits	11.64	12.37	9.58	2.11	0.99
Interest Paid on Borrowings	1.88	1.88	1.88	1.88	1.03
Total Interest Expense	13.51	14.24	11.47	4	2.02
Net Interest Income	41.76	39.95	40.72	37.32	28.19
Net Interest Income Growth (YoY)	4.54%	-1.89%	9.09%	32.42%	8.35%
Other Non-Interest Income	1.03	1.23	1.46	1.59	1.71
Total Non-Interest Income	4.95	6.17	6.38	6.06	6.16
Non-Interest Income Growth (YoY)	-19.66%	-3.37%	5.26%	-1.51%	-15.47%
Revenues Before Loan Losses	46.72	46.12	47.1	43.39	34.34
Provision for Loan Losses	0.2	0.03	-1.33	1.2	0.53
Revenue	46.52	46.09	48.42	42.19	33.82
Revenue Growth (YoY)	0.92%	-4.82%	14.79%	24.75%	26.64%
Other Non-Interest Expense	29.44	27.8	24.09	18.08	15.22
Total Non-Interest Expense	29.44	27.8	24.09	18.08	15.22
EBT Excluding Unusual Items	17.08	18.29	24.34	24.1	18.6
Pretax Income	17.08	18.29	24.34	24.1	18.6
Income Tax Expense	4.83	5.14	6.73	6.74	4.42
Net Income	12.25	13.15	17.61	17.36	14.18
Net Income to Common	12.25	13.15	17.61	17.36	14.18
Net Income Growth	-6.86%	-25.34%	1.44%	22.44%	55.97%
Basic Shares Outstanding	3	3	3	3	4
Diluted Shares Outstanding	3	3	3	3	4
Shares Change (YoY)	-2.08%	-6.42%	-5.90%	-3.27%	-2.08%
EPS (Basic)	4.14	4.34	5.46	5.14	4.03
EPS (Diluted)	4.09	4.30	5.39	5.00	3.95
EPS Growth	-4.88%	-20.22%	7.80%	26.58%	59.27%
Dividend Per Share	0.920	0.920	0.920	0.880	0.800
Dividend Growth	-	-	4.54%	10.00%	-
Effective Tax Rate	28.28%	28.12%	27.64%	27.97%	23.75%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.