Community Bancorp of Santa Maria (CYSM)

CYSM Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	19.62	10.43	17.36	76.82	37.32
Investment Securities	54.22	126.75	58.42	34.98	10.82
Mortgage-Backed Securities	60.64	-	85.43	78.36	42.9
Total Investments	114.86	126.75	143.85	113.34	53.72
Gross Loans	256.25	239.09	221.4	214.79	240.37
Allowance for Loan Losses	-2.56	-2.47	-2.58	-2.66	-2.38
Other Adjustments to Gross Loans	-0.5	-0.43	-0.35	-0.74	-1.38
Net Loans	253.19	236.19	218.47	211.4	236.6
Property, Plant & Equipment	5.45	5.69	5.99	6.18	4.73
Accrued Interest Receivable	1.07	1.03	0.85	2.39	1.71
Other Long-Term Assets	9.25	9.53	10.15	3.36	3.3
Total Assets	405.65	391.82	398.71	415.01	338.8
Interest Bearing Deposits	203.66	207.77	205.54	206.2	164.45
Institutional Deposits	15.36	4.83	2.29	7.01	4.87
Non-Interest Bearing Deposits	147.01	143.33	161.33	165.03	138.28
Total Deposits	366.04	355.93	369.15	378.24	307.61
Current Portion of Leases	0.2	-	-	-	-
Accrued Interest Payable	0.78	0.55	0.5	0.4	0.33
Long-Term Debt	4.34	4.32	4.29	4.4	2
Long-Term Leases	0.97	1.33	1.48	1.62	0.07
Other Long-Term Liabilities	0.72	0.71	0.7	0.7	0.68
Total Liabilities	373.06	362.84	376.12	385.35	310.69
Common Stock	14.09	14.07	13.97	13.87	13.75
Additional Paid-In Capital	0.67	0.6	0.68	0.67	0.68
Retained Earnings	24.94	22.17	18.79	15.62	13.2
Comprehensive Income & Other	-7.12	-7.86	-10.84	-0.5	0.48
Shareholders' Equity	32.59	28.98	22.59	29.65	28.11
Total Liabilities & Equity	405.65	391.82	398.71	415.01	338.8
Total Debt	5.52	5.65	5.77	6.02	2.07
Net Cash (Debt)	14.2	4.89	11.69	70.91	35.35
Net Cash Growth	190.61%	-58.19%	-83.52%	100.61%	266.19%
Net Cash Per Share	6.56	2.26	5.43	33.05	16.55
Filing Date Shares Outstanding	2.19	2.16	2.15	2.15	2.14
Total Common Shares Outstanding	2.19	2.16	2.15	2.15	2.14
Book Value Per Share	14.87	13.39	10.49	13.82	13.15
Tangible Book Value	32.59	28.98	22.59	29.65	28.11
Tangible Book Value Per Share	14.87	13.39	10.49	13.82	13.15

Source: S&P Global Market Intelligence. Banks template. Financial Sources.