CYSM Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	31.74	19.62	10.43	17.36	76.82
Investment Securities	43.14	54.22	126.75	58.42	34.98
Mortgage-Backed Securities	53.5	60.64	-	85.43	78.36
Total Investments	96.65	114.86	126.75	143.85	113.34
Gross Loans	288.6	256.25	239.09	221.4	214.79
Allowance for Loan Losses	-2.89	-2.56	-2.47	-2.58	-2.66
Other Adjustments to Gross Loans	-0.48	-0.5	-0.43	-0.35	-0.74
Net Loans	285.24	253.19	236.19	218.47	211.4
Property, Plant & Equipment	5.13	5.45	5.69	5.99	6.18
Accrued Interest Receivable	1.2	1.07	1.03	0.85	2.39
Other Long-Term Assets	6.81	9.25	9.53	10.15	3.36
Total Assets	428.96	405.65	391.82	398.71	415.01
Interest Bearing Deposits	206.24	203.66	207.77	205.54	206.2
Institutional Deposits	19.31	15.36	4.83	2.29	7.01
Non-Interest Bearing Deposits	158.55	147.01	143.33	161.33	165.03
Total Deposits	384.1	366.04	355.93	369.15	378.24
Current Portion of Leases	0.2	-	-	-	-
Accrued Interest Payable	0.77	0.78	0.55	0.5	0.4
Long-Term Debt	4.35	4.34	4.32	4.29	4.4
Long-Term Leases	0.81	1.18	1.33	1.48	1.62
Other Long-Term Liabilities	0.74	0.72	0.71	0.7	0.7
Total Liabilities	390.98	373.06	362.84	376.12	385.35
Common Stock	12.73	14.09	14.07	13.97	13.87
Additional Paid-In Capital	0.71	0.67	0.6	0.68	0.67
Retained Earnings	28.38	24.94	22.17	18.79	15.62
Comprehensive Income & Other	-3.83	-7.12	-7.86	-10.84	-0.5
Shareholders' Equity	37.98	32.59	28.98	22.59	29.65
Total Liabilities & Equity	428.96	405.65	391.82	398.71	415.01
Total Debt	5.37	5.52	5.65	5.77	6.02
Net Cash (Debt)	26.47	14.2	4.89	11.69	70.91
Net Cash Growth	86.42%	190.61%	-58.19%	-83.52%	100.61%
Net Cash Per Share	12.31	6.56	2.26	5.43	33.05
Filing Date Shares Outstanding	2.11	2.19	2.16	2.15	2.15
Total Common Shares Outstanding	2.11	2.19	2.16	2.15	2.15
Book Value Per Share	18.03	14.87	13.39	10.49	13.82
Tangible Book Value	37.98	32.59	28.98	22.59	29.65
Tangible Book Value Per Share	18.03	14.87	13.39	10.49	13.82