Community Bancorp of Santa Maria (CYSM)
OTCMKTS · Delayed Price · Currency is USD
20.55
+0.25 (1.23%)
Jul 31, 2026, 3:57 PM EST
CYSM Balance Sheet
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Assets
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash & Equivalents | 31.74 | 19.62 | 10.43 | 17.36 | 76.82 |
Investment Securities | 43.14 | 54.22 | 126.75 | 58.42 | 34.98 |
Mortgage-Backed Securities | 53.5 | 60.64 | - | 85.43 | 78.36 |
Total Investments | 96.65 | 114.86 | 126.75 | 143.85 | 113.34 |
Gross Loans | 288.6 | 256.25 | 239.09 | 221.4 | 214.79 |
Allowance for Loan Losses | -2.89 | -2.56 | -2.47 | -2.58 | -2.66 |
Other Adjustments to Gross Loans | -0.48 | -0.5 | -0.43 | -0.35 | -0.74 |
Net Loans | 285.24 | 253.19 | 236.19 | 218.47 | 211.4 |
Property, Plant & Equipment | 5.13 | 5.45 | 5.69 | 5.99 | 6.18 |
Accrued Interest Receivable | 1.2 | 1.07 | 1.03 | 0.85 | 2.39 |
Other Long-Term Assets | 6.81 | 9.25 | 9.53 | 10.15 | 3.36 |
Total Assets | 428.96 | 405.65 | 391.82 | 398.71 | 415.01 |
Liabilities
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Interest Bearing Deposits | 206.24 | 203.66 | 207.77 | 205.54 | 206.2 |
Institutional Deposits | 19.31 | 15.36 | 4.83 | 2.29 | 7.01 |
Non-Interest Bearing Deposits | 158.55 | 147.01 | 143.33 | 161.33 | 165.03 |
Total Deposits | 384.1 | 366.04 | 355.93 | 369.15 | 378.24 |
Current Portion of Leases | 0.2 | - | - | - | - |
Accrued Interest Payable | 0.77 | 0.78 | 0.55 | 0.5 | 0.4 |
Long-Term Debt | 4.35 | 4.34 | 4.32 | 4.29 | 4.4 |
Long-Term Leases | 0.81 | 1.18 | 1.33 | 1.48 | 1.62 |
Other Long-Term Liabilities | 0.74 | 0.72 | 0.71 | 0.7 | 0.7 |
Total Liabilities | 390.98 | 373.06 | 362.84 | 376.12 | 385.35 |
Shareholders' Equity
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Common Stock | 12.73 | 14.09 | 14.07 | 13.97 | 13.87 |
Additional Paid-In Capital | 0.71 | 0.67 | 0.6 | 0.68 | 0.67 |
Retained Earnings | 28.38 | 24.94 | 22.17 | 18.79 | 15.62 |
Comprehensive Income & Other | -3.83 | -7.12 | -7.86 | -10.84 | -0.5 |
Shareholders' Equity | 37.98 | 32.59 | 28.98 | 22.59 | 29.65 |
Total Liabilities & Equity | 428.96 | 405.65 | 391.82 | 398.71 | 415.01 |
Additional Metrics
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Total Debt | 5.37 | 5.52 | 5.65 | 5.77 | 6.02 |
Net Cash (Debt) | 26.47 | 14.2 | 4.89 | 11.69 | 70.91 |
Net Cash Growth | 86.42% | 190.61% | -58.19% | -83.52% | 100.61% |
Net Cash Per Share | 12.31 | 6.56 | 2.26 | 5.43 | 33.05 |
Filing Date Shares Outstanding | 2.11 | 2.19 | 2.16 | 2.15 | 2.15 |
Total Common Shares Outstanding | 2.11 | 2.19 | 2.16 | 2.15 | 2.15 |
Book Value Per Share | 18.03 | 14.87 | 13.39 | 10.49 | 13.82 |
Tangible Book Value | 37.98 | 32.59 | 28.98 | 22.59 | 29.65 |
Tangible Book Value Per Share | 18.03 | 14.87 | 13.39 | 10.49 | 13.82 |