Citizens Bancorp (CZBC)
OTCMKTS
· Delayed Price · Currency is USD
10.00
0.00 (0.00%)
May 27, 2025, 4:00 PM EDT
Citizens Bancorp Income Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | 2015 - 2019 |
|---|---|---|---|---|---|---|---|
Period Ending | Mar '25 Mar 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 | 2015 - 2019 |
| Interest Income on Loans | 22.06 | 22.45 | 21.99 | 18.14 | 20.47 | 22.58 | Upgrade
|
| Interest Income on Investments | 11.35 | 13.77 | 15.6 | 11.8 | 6.8 | 5.28 | Upgrade
|
| Total Interest Income | 33.41 | 36.22 | 37.59 | 29.94 | 27.27 | 27.86 | Upgrade
|
| Interest Paid on Deposits | 2.89 | 2.91 | 1.84 | 0.42 | 0.41 | 0.48 | Upgrade
|
| Interest Paid on Borrowings | 3.16 | 5.4 | 5.44 | 0.05 | 0.06 | 0.06 | Upgrade
|
| Total Interest Expense | 6.05 | 8.3 | 7.28 | 0.46 | 0.46 | 0.54 | Upgrade
|
| Net Interest Income | 27.36 | 27.91 | 30.3 | 29.48 | 26.81 | 27.32 | Upgrade
|
| Net Interest Income Growth (YoY) | -7.11% | -7.89% | 2.80% | 9.97% | -1.89% | -9.71% | Upgrade
|
| Mortgage Banking Activities | - | - | - | 0.05 | 0.25 | 0.35 | Upgrade
|
| Other Non-Interest Income | 2 | 2.02 | 2.12 | 2.44 | 2.32 | 2.14 | Upgrade
|
| Total Non-Interest Income | 2.55 | 2.58 | 2.68 | 3.04 | 3.1 | 3.09 | Upgrade
|
| Non-Interest Income Growth (YoY) | -8.55% | -3.99% | -11.69% | -1.94% | 0.39% | -0.10% | Upgrade
|
| Revenues Before Loan Losses | 29.91 | 30.49 | 32.99 | 32.52 | 29.9 | 30.41 | Upgrade
|
| Provision for Loan Losses | 0.12 | 0.48 | 0.01 | -2.55 | -4.5 | 6.86 | Upgrade
|
| Revenue | 29.79 | 30.01 | 32.98 | 35.07 | 34.4 | 23.55 | Upgrade
|
| Revenue Growth (YoY) | -7.09% | -8.99% | -5.96% | 1.92% | 46.10% | -28.04% | Upgrade
|
| Salaries and Employee Benefits | 18.25 | 18.19 | 17.51 | 16.03 | 14.15 | 12.52 | Upgrade
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| Federal Deposit Insurance | 0.44 | 0.44 | 0.44 | 0.3 | 0.28 | 0.14 | Upgrade
|
| Selling, General & Administrative | 4.05 | 4 | 3.77 | 4.12 | 3.88 | 3.69 | Upgrade
|
| Other Non-Interest Expense | 3.15 | 3.23 | 3.33 | 2.48 | 2.45 | 2.05 | Upgrade
|
| Total Non-Interest Expense | 25.97 | 25.85 | 25.05 | 22.93 | 20.76 | 18.4 | Upgrade
|
| EBT Excluding Unusual Items | 3.83 | 4.16 | 7.93 | 12.14 | 13.64 | 5.15 | Upgrade
|
| Pretax Income | 3.83 | 4.16 | 7.93 | 12.14 | 13.64 | 5.15 | Upgrade
|
| Income Tax Expense | 0.7 | 0.79 | 1.78 | 3.04 | 3.33 | 1.05 | Upgrade
|
| Net Income | 3.13 | 3.37 | 6.15 | 9.1 | 10.32 | 4.1 | Upgrade
|
| Preferred Dividends & Other Adjustments | 0.2 | 0.2 | 0.36 | 0.52 | 0.6 | 0.25 | Upgrade
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| Net Income to Common | 2.93 | 3.17 | 5.79 | 8.58 | 9.72 | 3.85 | Upgrade
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| Net Income Growth | -39.32% | -45.19% | -32.39% | -11.76% | 151.46% | -60.90% | Upgrade
|
| Basic Shares Outstanding | 6 | 6 | 6 | 6 | 6 | 6 | Upgrade
|
| Diluted Shares Outstanding | 6 | 6 | 6 | 6 | 6 | 6 | Upgrade
|
| Shares Change (YoY) | -0.10% | -0.45% | -0.31% | 0.55% | 0.49% | 1.28% | Upgrade
|
| EPS (Basic) | 0.52 | 0.57 | 1.03 | 1.52 | 1.73 | 0.69 | Upgrade
|
| EPS (Diluted) | 0.52 | 0.57 | 1.03 | 1.52 | 1.73 | 0.69 | Upgrade
|
| EPS Growth | -38.87% | -44.98% | -32.26% | -12.19% | 151.12% | -61.17% | Upgrade
|
| Dividend Per Share | - | 0.320 | 0.350 | 0.420 | 0.550 | 0.360 | Upgrade
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| Dividend Growth | - | -8.57% | -16.67% | -23.64% | 52.78% | -40.00% | Upgrade
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| Effective Tax Rate | 18.27% | 18.92% | 22.39% | 25.02% | 24.40% | 20.35% | Upgrade
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Updated Mar 19, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.