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Citizens Bancorp (CZBC)
OTCMKTS · Delayed Price · Currency is USD
16.00
0.00 (0.00%)
At close: Oct 16, 2026

Citizens Bancorp Ratios and Metrics

Millions USD. Fiscal year is Jan - Dec.

Total Valuation

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Oct '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Market Capitalization
915757666694
Market Cap Growth
63.66%0.68%-13.86%-0.13%-30.24%10.55%
Last Close Price
16.0010.159.9411.2210.8114.95

Price Ratios

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Oct '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
35.0324.3917.8711.367.689.73
PS Ratio
3.111.961.892.001.882.75
PB Ratio
1.090.650.770.921.120.99
P/FCF Ratio
-7.7226.345.605.047.82
P/OCF Ratio
-7.3719.824.994.867.53

Financial Efficiency

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Oct '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Debt / Equity Ratio
0.180.300.212.520.500.47
Debt / FCF Ratio
-3.607.2315.272.263.68
Net Debt / Equity Ratio
-1.05-0.61-0.440.24-2.15-0.74
Net Debt / FCF Ratio
--7.21-15.181.48-9.65-5.86
Return on Equity (ROE)
3.27%3.09%4.66%9.47%11.81%10.72%
Return on Assets (ROA)
0.33%0.30%0.37%0.59%0.86%1.01%

Yields

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Oct '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Earnings Yield
2.85%4.36%5.95%9.35%13.81%10.92%
FCF Yield
-12.95%3.80%17.87%19.83%12.79%
Dividend Yield
1.25%1.97%3.16%2.96%3.60%3.27%
Payout Ratio
56.63%62.86%42.16%34.69%29.88%13.75%
Buyback Yield / Dilution
-2.55%-0.21%0.45%0.31%-0.55%-0.49%
Total Shareholder Return
-1.30%1.76%3.61%3.28%3.05%2.79%