Citizens Bancorp Statistics
Total Valuation
CZBC has a market cap or net worth of 56.75 million.
| Market Cap | 56.75M |
| Enterprise Value | n/a |
Important Dates
The last earnings date was Thursday, May 1, 2025.
| Earnings Date | May 1, 2025 |
| Ex-Dividend Date | Dec 13, 2024 |
Share Statistics
CZBC has 5.59 million shares outstanding. The number of shares has decreased by -0.10% in one year.
| Current Share Class | n/a |
| Shares Outstanding | 5.59M |
| Shares Change (YoY) | -0.10% |
| Shares Change (QoQ) | +23.94% |
| Owned by Insiders (%) | n/a |
| Owned by Institutions (%) | 1.82% |
| Float | 5.30M |
Valuation Ratios
The trailing PE ratio is 19.35.
| PE Ratio | 19.35 |
| Forward PE | n/a |
| PS Ratio | 1.91 |
| PB Ratio | 0.72 |
| P/TBV Ratio | 0.73 |
| P/FCF Ratio | n/a |
| P/OCF Ratio | n/a |
| PEG Ratio | n/a |
Enterprise Valuation
| EV / Earnings | n/a |
| EV / Sales | n/a |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | n/a |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | n/a |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 4.20%.
| Return on Equity (ROE) | 4.20% |
| Return on Assets (ROA) | 0.33% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Revenue Per Employee | n/a |
| Profits Per Employee | n/a |
| Employee Count | n/a |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
| Income Tax | n/a |
| Effective Tax Rate | n/a |
Stock Price Statistics
The stock price has decreased by -4.15% in the last 52 weeks. The beta is 0.14, so CZBC's price volatility has been lower than the market average.
| Beta (5Y) | 0.14 |
| 52-Week Price Change | -4.15% |
| 50-Day Moving Average | 10.15 |
| 200-Day Moving Average | 10.43 |
| Relative Strength Index (RSI) | 52.92 |
| Average Volume (20 Days) | 476 |
Short Selling Information
| Short Interest | n/a |
| Short Previous Month | n/a |
| Short % of Shares Out | n/a |
| Short % of Float | n/a |
| Short Ratio (days to cover) | 0.06 |
Income Statement
In the last 12 months, CZBC had revenue of 29.79 million and earned 2.93 million in profits. Earnings per share was 0.52.
| Revenue | 29.79M |
| Gross Profit | 29.79M |
| Operating Income | 4.26M |
| Pretax Income | 3.83M |
| Net Income | 2.93M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | 0.52 |
Balance Sheet
The company has 50.11 million in cash and 16.39 million in debt, giving a net cash position of 33.72 million or 6.03 per share.
| Cash & Cash Equivalents | 50.11M |
| Total Debt | 16.39M |
| Net Cash | 33.72M |
| Net Cash Per Share | 6.03 |
| Equity (Book Value) | 79.31M |
| Book Value Per Share | 13.47 |
| Working Capital | -654.88M |
Cash Flow
| Operating Cash Flow | n/a |
| Capital Expenditures | n/a |
| Free Cash Flow | n/a |
| FCF Per Share | n/a |
Margins
| Gross Margin | n/a |
| Operating Margin | 14.30% |
| Pretax Margin | 12.84% |
| Profit Margin | 10.49% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | n/a |
Dividends & Yields
This stock pays an annual dividend of 0.32, which amounts to a dividend yield of 3.15%.
| Dividend Per Share | 0.32 |
| Dividend Yield | 3.15% |
| Dividend Growth (YoY) | -8.57% |
| Years of Dividend Growth | n/a |
| Payout Ratio | n/a |
| Buyback Yield | 0.10% |
| Shareholder Yield | 3.25% |
| Earnings Yield | 5.16% |
| FCF Yield | n/a |
Stock Splits
The last stock split was on July 7, 2014. It was a forward split with a ratio of 1.1.
| Last Split Date | Jul 7, 2014 |
| Split Type | Forward |
| Split Ratio | 1.1 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | n/a |