Dimeco, Inc. (DIMC)

Dimeco Income Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Interest Income on Loans	55.6	49.97	40.27	32.62	31.18
Interest Income on Investments	11.52	8.85	8	5.96	4.23
Total Interest Income	67.12	58.83	48.27	38.58	35.41
Interest Paid on Deposits	19.2	18.93	10.71	2.89	1.83
Interest Paid on Borrowings	2.47	2.14	3.59	0.88	1.64
Total Interest Expense	21.66	21.07	14.29	3.77	3.47
Net Interest Income	45.46	37.76	33.98	34.81	31.94
Net Interest Income Growth (YoY)	20.38%	11.14%	-2.40%	8.98%	10.61%
Gain (Loss) on Sale of Investments	-	-0.04	-0.04	-0.86	0.23
Other Non-Interest Income	7.54	5.79	5.33	4.55	4.36
Total Non-Interest Income	7.54	7.49	6.68	4.96	6.15
Non-Interest Income Growth (YoY)	0.67%	12.12%	34.87%	-19.35%	6.37%
Revenues Before Loan Losses	53	45.26	40.66	39.77	38.09
Provision for Loan Losses	2.67	1.33	0.83	-0.83	1.2
Revenue	50.33	43.93	39.83	40.59	36.89
Revenue Growth (YoY)	14.58%	10.30%	-1.88%	10.04%	18.39%
Salaries and Employee Benefits	-	16.77	15.85	14.86	13.27
Occupancy Expenses	-	2.05	2.19	2.59	1.61
Selling, General & Administrative	-	3.71	3.37	3.78	3.72
Other Non-Interest Expense	29.99	5.59	5.39	4.53	4.19
Total Non-Interest Expense	29.99	28.11	26.8	25.76	22.78
EBT Excluding Unusual Items	20.35	15.82	13.03	14.83	14.11
Pretax Income	20.35	15.82	13.03	14.83	14.11
Income Tax Expense	3.77	2.87	2.2	2.49	2.16
Net Income	16.57	12.94	10.83	12.34	11.95
Net Income to Common	16.57	12.94	10.83	12.34	11.95
Net Income Growth	28.04%	19.52%	-12.26%	3.26%	34.96%
Basic Shares Outstanding	3	3	3	3	3
Diluted Shares Outstanding	3	3	3	3	3
Shares Change (YoY)	0.37%	-0.29%	-0.32%	0.77%	0.34%
EPS (Basic)	6.53	5.12	4.27	4.86	4.73
EPS (Diluted)	6.52	5.11	4.27	4.85	4.72
EPS Growth	27.59%	19.76%	-12.02%	2.75%	34.09%
Dividend Per Share	1.710	1.620	1.540	1.460	1.380
Dividend Growth	5.56%	5.20%	5.48%	5.80%	3.76%
Effective Tax Rate	18.55%	18.17%	16.88%	16.77%	15.28%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.