Dimeco, Inc. (DIMC)

Dimeco Cash Flow Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Net Income	12.94	10.83	12.34	11.95
Depreciation & Amortization	1.03	1.07	0.9	0.76
Gain (Loss) on Sale of Assets	-	-	-	-0.02
Gain (Loss) on Sale of Investments	0.55	0.92	2.1	0.85
Provision for Credit Losses	1.33	0.83	-0.83	1.2
Net Decrease (Increase) in Loans Originated / Sold - Operating	0.34	0.18	0.18	0.59
Accrued Interest Receivable	-0.38	-0.48	-0.48	0.06
Change in Income Taxes	0.05	0.08	-0.16	0.02
Other Operating Activities	-1.86	-0.98	-0.06	-2.15
Operating Cash Flow	14.13	13.04	14.08	12.74
Operating Cash Flow Growth	8.39%	-7.39%	10.50%	8.05%
Capital Expenditures	-0.03	-0.54	-6.36	-2.86
Investment in Securities	-28.14	25.93	-25.41	-58.65
Net Decrease (Increase) in Loans Originated / Sold - Investing	-53.51	-43.01	-20.44	-9.98
Other Investing Activities	0.11	0.79	-1.48	-2.91
Investing Cash Flow	-81.57	-16.83	-53.7	-74.41
Short-Term Debt Issued	-	-	62.66	-
Long-Term Debt Issued	19.26	26.9	-	-
Total Debt Issued	19.26	26.9	62.66	-
Short-Term Debt Repaid	-15.68	-49.49	-	-20.7
Long-Term Debt Repaid	-7.42	-7.33	-29.44	-21.66
Total Debt Repaid	-23.1	-56.81	-29.44	-42.36
Net Debt Issued (Repaid)	-3.85	-29.91	33.23	-42.36
Issuance of Common Stock	0.12	0.15	0.17	1.03
Repurchase of Common Stock	-	-0.82	-	-0.65
Common Dividends Paid	-4.05	-3.88	-4.94	-3.44
Net Increase (Decrease) in Deposit Accounts	84.47	38.97	-9.34	110.5
Financing Cash Flow	76.69	4.5	19.12	65.09
Net Cash Flow	9.26	0.71	-20.5	3.42
Free Cash Flow	14.1	12.49	7.72	9.88
Free Cash Flow Growth	12.88%	61.94%	-21.91%	-11.67%
Free Cash Flow Margin	32.11%	31.37%	19.01%	26.78%
Free Cash Flow Per Share	5.57	4.92	3.03	3.91
Cash Interest Paid	20.75	13.75	3.68	3.54
Cash Income Tax Paid	3.4	1.98	2.27	2.63

Source: S&P Global Market Intelligence. Banks template. Financial Sources.