Erste Group Bank AG (EBKDY)

Erste Group Bank AG Cash Flow Statement

Financials in millions EUR. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Net Income	3,175	3,125	2,998	2,165	1,923	783.1
Depreciation & Amortization	393	382	415	383	383.6	386.3
Other Amortization	162	166	167	170	169	159
Gain (Loss) on Sale of Investments	993	-886	747	532	231	-188
Total Asset Writedown	6	6	50	41	54	69
Provision for Credit Losses	621	427	207	324	219.7	1,441
Change in Trading Asset Securities	2,770	-3,196	88	-2,523	-711.3	-117.6
Change in Other Net Operating Assets	-12,982	-17,504	-6,567	-19,394	-17,698	-7,384
Other Operating Activities	802	787	800	607	547.8	-36.8
Operating Cash Flow	-4,060	-16,693	-1,095	-17,695	-14,881	-4,888
Capital Expenditures	-716	-746	-528	-479	-548	-549.5
Sale of Property, Plant and Equipment	62	51	44	152	97.2	147.3
Cash Acquisitions	-109	-88	-	102	-7.2	-
Investment in Securities	1	-21	3	36	-18.9	90.2
Divestitures	28	28	-	-	-	-
Other Investing Activities	-2	-2	-	1	-	-
Investing Cash Flow	-946	-850	-599	-233	-483.4	-351.6
Issuance of Common Stock	994	-	-	-	-	1,243
Repurchase of Common Stock	-	-	-	-	-496.8	-
Common Dividends Paid	-1,314	-1,217	-869	-754	-756	-114.6
Net Increase (Decrease) in Deposit Accounts	6,952	7,664	3,681	8,880	26,284	29,381
Other Financing Activities	-275	-336	-151	-2	-54.1	-1.6
Financing Cash Flow	6,357	6,111	2,661	8,124	24,977	30,508
Foreign Exchange Rate Adjustments	23	-123	33	-6	43.4	-123
Net Cash Flow	1,373	-11,556	1,000	-9,810	9,657	25,145
Free Cash Flow	-4,776	-17,439	-1,623	-18,174	-15,429	-5,437
Free Cash Flow Margin	-43.56%	-161.64%	-15.86%	-220.83%	-203.59%	-92.76%
Free Cash Flow Per Share	-11.66	-41.90	-3.81	-42.51	-36.20	-12.75
Cash Interest Paid	13,824	15,812	13,905	5,549	2,487	2,576
Cash Income Tax Paid	899	807	315	549	391.1	438.9

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.