Erste Group Bank AG (EBKOF)

Erste Group Bank AG Balance Sheet

Financials in millions EUR. Fiscal year is January - December.

Fiscal Year	TTM	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Period Ending	Sep 30, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Cash & Equivalents	6,561	31,509	31,695	39,140	31,263	7,718
Investment Securities	59,202	56,196	53,115	47,767	41,371	39,182
Trading Asset Securities	10,668	8,686	7,793	6,175	6,499	5,456
Total Investments	69,870	64,882	60,908	53,942	47,869	44,638
Gross Loans	242,012	230,352	221,588	202,401	189,681	184,861
Allowance for Loan Losses	-4,097	-4,017	-3,922	-3,857	-3,942	-3,112
Other Adjustments to Gross Loans	-	-692	-365	-245	-250	-316
Net Loans	237,915	225,643	217,301	198,299	185,489	181,433
Property, Plant & Equipment	2,612	2,696	2,709	2,738	2,552	2,629
Goodwill	-	544	556	550.3	544.9	547.3
Other Intangible Assets	1,277	769	791	812	814	821
Investments in Real Estate	1,513	1,433	1,281	1,251	1,280	1,266
Other Receivables	2,388	2,651	2,513	2,288	1,516	1,489
Restricted Cash	17,411	5,176	3,990	6,355	4,575	2,976
Other Current Assets	587	641	490	706.7	574.8	1,020
Long-Term Deferred Tax Assets	341	468	629	562.1	460.1	477.1
Other Long-Term Assets	749	743	1,002	783.4	455.4	680.1
Total Assets	346,529	337,155	323,865	307,428	277,394	245,693
Interest Bearing Deposits	135,924	136,674	122,624	114,989	103,932	91,265
Non-Interest Bearing Deposits	112,600	111,701	126,969	125,834	109,714	92,125
Total Deposits	248,524	248,375	249,593	240,823	213,646	183,390
Short-Term Borrowings	9,338	9,252	6,199	3,519	4,422	5,357
Current Portion of Long-Term Debt	-	5,380	6,795	6,296	4,877	4,239
Current Portion of Leases	-	50	58	61	65	92
Current Income Taxes Payable	287	265	127	143.6	58.5	60.6
Other Current Liabilities	891	2,696	2,217	2,732	1,969	1,877
Long-Term Debt	51,266	38,379	29,108	25,834	25,799	26,132
Long-Term Leases	707	620	604	527.1	494.7	423.1
Long-Term Unearned Revenue	120	114	116	106	117	117
Pension & Post-Retirement Benefits	796	570	582	686	746	764
Long-Term Deferred Tax Liabilities	16	14	16	18.7	20	17.9
Other Long-Term Liabilities	4,472	2,939	3,145	3,168	2,769	2,747
Total Liabilities	316,417	308,654	298,560	283,915	254,983	225,216
Common Stock	827	843	860	859.6	859.6	859.6
Additional Paid-In Capital	1,511	1,494	1,478	1,478	-	1,478
Retained Earnings	18,972	18,144	16,324	14,933	13,192	13,095
Comprehensive Income & Other	1,343	1,167	686	727.5	3,285	187.4
Total Common Equity	22,653	21,648	19,348	17,997	17,337	15,620
Minority Interest	7,459	6,853	5,957	5,516	5,073	4,858
Shareholders' Equity	30,112	28,501	25,305	23,513	22,410	20,477
Total Liabilities & Equity	346,529	337,155	323,865	307,428	277,394	245,693
Total Debt	61,311	53,681	42,764	36,237	35,658	36,243
Net Cash (Debt)	-44,082	-13,486	-3,276	9,078	2,104	-23,069
Net Cash Growth	-	-	-	331.53%	-	-
Net Cash Per Share	-105.21	-31.63	-7.66	21.30	4.93	-54.08
Filing Date Shares Outstanding	403.38	399.29	407.18	405.47	408.13	408.62
Total Common Shares Outstanding	403.38	399.29	407.18	405.47	408.13	408.62
Book Value Per Share	56.16	54.22	47.52	44.39	42.48	38.23
Tangible Book Value	21,376	20,335	18,001	16,635	15,978	14,252
Tangible Book Value Per Share	52.99	50.93	44.21	41.03	39.15	34.88

Source: S&P Capital IQ. Banks template. Financial Sources.