Endeavor Bancorp Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	87.66	77.74	120.8	89.91	87.27
Investment Securities	8.98	7.9	8.19	6.69	7.51
Mortgage-Backed Securities	22.05	18.54	1.34	1.49	1.95
Total Investments	31.04	26.44	9.53	8.18	9.46
Gross Loans	644.83	573.58	437.78	381.85	334.41
Allowance for Loan Losses	-9.36	-7.84	-5.99	-5.78	-4.08
Other Adjustments to Gross Loans	-1.43	-1.76	-1.52	-1.4	-2.31
Net Loans	634.04	563.98	430.27	374.68	328.03
Property, Plant & Equipment	1.44	1.3	1.78	1.41	1.75
Accrued Interest Receivable	0	0	0	0	0
Long-Term Deferred Tax Assets	4.02	3.57	2.92	2.91	-
Other Long-Term Assets	9.48	3.24	3.03	1.87	1.66
Total Assets	770.5	678.33	570.15	480.43	429.27
Interest Bearing Deposits	432.1	357.36	338.59	218.73	104.99
Institutional Deposits	28.77	50.65	2.32	2.62	2.11
Non-Interest Bearing Deposits	221.84	193.21	166.64	201.57	232.25
Total Deposits	682.71	601.22	507.56	422.92	339.35
Current Portion of Leases	0.47	-	-	-	-
Accrued Interest Payable	6.54	3.25	2.34	1.56	1.93
Long-Term Debt	26.79	26.7	16.12	16.32	53.5
Long-Term Leases	0.86	1.15	1.6	1.43	1.72
Other Long-Term Liabilities	-	-	-	-	0.07
Total Liabilities	717.39	632.32	527.62	442.23	396.57
Common Stock	36.81	35.05	34.2	34.14	34.06
Additional Paid-In Capital	3.34	3.38	3.07	2.76	2.56
Retained Earnings	13	8.13	5.65	1.78	-3.8
Comprehensive Income & Other	-0.04	-0.56	-0.4	-0.47	-0.12
Shareholders' Equity	53.12	46.01	42.53	38.2	32.71
Total Liabilities & Equity	770.5	678.33	570.15	480.43	429.27
Total Debt	28.13	27.84	17.72	17.75	55.22
Net Cash (Debt)	61.02	52.62	106.55	74.14	36.52
Net Cash Growth	15.96%	-50.61%	43.71%	103.01%	-
Net Cash Per Share	16.70	15.44	30.40	20.75	10.45
Filing Date Shares Outstanding	3.62	3.56	3.53	3.52	3.51
Total Common Shares Outstanding	3.62	3.56	3.53	3.52	3.51
Book Value Per Share	14.68	12.91	12.04	10.86	9.32
Tangible Book Value	53.12	46.01	42.53	38.2	32.71
Tangible Book Value Per Share	14.68	12.91	12.04	10.86	9.32

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.