Enterprise Financial Services Group, Inc. (EFSG)

EFSG Income Statement

Financials in millions USD. Fiscal year is October - September.

Fiscal Year	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep 30, 2024	Sep 30, 2023	Sep 30, 2022	Sep 30, 2021	Sep 30, 2020
Interest Income on Loans	20.94	17.35	15.16	17.77	16.63
Interest Income on Investments	4.14	3.39	0.83	0.22	0.43
Total Interest Income	25.08	20.74	15.99	17.99	17.06
Interest Paid on Deposits	9.16	5.78	2.18	1.98	2.96
Interest Paid on Borrowings	2.07	1.58	1.34	1.55	1.74
Total Interest Expense	11.23	7.37	3.52	3.53	4.7
Net Interest Income	13.84	13.37	12.47	14.46	12.36
Net Interest Income Growth (YoY)	3.54%	7.20%	-13.75%	17.00%	30.59%
Other Non-Interest Income	2.51	1.7	2.6	3.83	3.15
Total Non-Interest Income	3.49	1.86	3.19	3.48	3.03
Non-Interest Income Growth (YoY)	87.91%	-41.79%	-8.37%	14.87%	10.79%
Revenues Before Loan Losses	17.33	15.23	15.66	17.94	15.39
Provision for Loan Losses	-0.06	0.49	0.14	0.03	0.61
Revenue	17.4	14.74	15.52	17.91	14.78
Revenue Growth (YoY)	18.03%	-5.05%	-13.33%	21.15%	20.09%
Salaries and Employee Benefits	6.79	6.1	6.31	6.81	5.45
Federal Deposit Insurance	0.66	0.47	0.34	0.48	0.47
Selling, General & Administrative	2.8	2.68	2.48	2.23	2.14
Other Non-Interest Expense	2.72	2.23	2.54	3.11	3.23
Total Non-Interest Expense	12.97	11.48	11.67	12.63	11.28
EBT Excluding Unusual Items	4.43	3.26	3.85	5.28	3.5
Pretax Income	4.43	3.26	3.85	5.28	3.5
Income Tax Expense	1.01	0.72	0.86	1.16	0.77
Earnings From Continuing Operations	3.42	2.54	2.99	4.11	2.74
Net Income	3.42	2.54	2.99	4.11	2.74
Preferred Dividends & Other Adjustments	0.23	0.31	0.42	0.45	0.45
Net Income to Common	3.2	2.22	2.58	3.66	2.29
Net Income Growth	35.04%	-15.29%	-27.27%	50.29%	58.41%
Basic Shares Outstanding	1	1	1	1	1
Diluted Shares Outstanding	1	1	1	1	1
Shares Change (YoY)	0.35%	0.67%	2.27%	0.01%	-
EPS (Basic)	2.73	1.90	2.22	3.23	2.02
EPS (Diluted)	2.73	1.90	2.22	3.23	2.02
EPS Growth	43.61%	-14.40%	-31.27%	60.17%	78.97%
Dividend Per Share	-	0.285	0.285	0.260	0.210
Dividend Growth	-	-	9.62%	23.81%	-
Effective Tax Rate	22.73%	22.17%	22.27%	22.02%	21.86%

Updated Jan 30, 2014. Source: S&P Global Market Intelligence. Banks template. Financial Sources.