Enterprise Financial Services Group, Inc. (EFSG)

EFSG Cash Flow Statement

Financials in millions USD. Fiscal year is October - September.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2025	Sep 30, 2024	Sep 30, 2023	Sep 30, 2022	Sep 30, 2021
Net Income	3.46	3.42	2.54	2.99	4.11
Depreciation & Amortization	0.92	0.85	0.76	0.69	0.7
Other Amortization	0.12	0.1	0.11	0.14	0.16
Gain (Loss) on Sale of Assets	-2.73	-0.65	0.19	-0.24	0.64
Provision for Credit Losses	0.71	-0.06	0.49	0.14	0.03
Accrued Interest Receivable	0.56	-0.33	-0.51	-0.04	0.22
Change in Other Net Operating Assets	-0.08	0.3	1.01	-1.23	-0.56
Operating Cash Flow	2.53	3.97	4.88	2.5	4.86
Operating Cash Flow Growth	-36.07%	-18.80%	95.13%	-48.53%	1.88%
Capital Expenditures	-0.81	-0.66	-0.56	-1.3	-2.88
Sale of Property, Plant and Equipment	0.2	0.03	0.01	0	-
Net Decrease (Increase) in Loans Originated / Sold - Investing	-21.65	-15.37	-38.94	3.88	41.49
Other Investing Activities	-0.18	3.81	-0.77	0.93	1.82
Investing Cash Flow	-22.44	-12.19	-40.26	3.5	40.43
Long-Term Debt Issued	1	23.78	22.39	11	7.26
Long-Term Debt Repaid	-6	-31.28	-6	-20.26	-74.88
Net Debt Issued (Repaid)	-5	-7.5	16.39	-9.26	-67.63
Issuance of Common Stock	0.61	-	0.17	0.13	0.32
Preferred Share Repurchases	-1	-	-	-	-
Common Dividends Paid	-0.52	-0.33	-0.33	-0.3	-0.24
Preferred Dividends Paid	-0.2	-0.23	-0.31	-0.42	-0.45
Total Dividends Paid	-0.72	-0.56	-0.65	-0.72	-0.69
Net Increase (Decrease) in Deposit Accounts	58.36	38.34	-21.11	48.92	19.66
Other Financing Activities	-	-	-1.25	-1.25	-
Financing Cash Flow	52.25	30.28	-6.45	37.82	-48.33
Net Cash Flow	32.34	22.06	-41.82	43.82	-3.04
Free Cash Flow	1.72	3.31	4.33	1.2	1.99
Free Cash Flow Growth	-47.99%	-23.55%	260.26%	-39.50%	-51.53%
Free Cash Flow Margin	8.61%	19.02%	29.36%	7.74%	11.09%
Free Cash Flow Per Share	1.46	2.82	3.71	1.03	1.75
Cash Interest Paid	13.13	11.34	6.96	3.5	3.75
Cash Income Tax Paid	0.91	0.74	1.11	1.1	1.2

Updated Jan 30, 2014. Source: S&P Global Market Intelligence. Banks template. Financial Sources.