E-L Financial Corporation Cash Flow Statement

Financials in millions CAD. Fiscal year is January - December.

Millions CAD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Net Income	1,470	1,751	1,095	-478.47	1,282	603.51
Other Adjustments	-1,046	-1,343	-443.06	897.81	-979.05	-278.75
Changes in Other Operating Activities	-33.66	50.71	83.97	-98.35	45.17	4.32
Operating Cash Flow	359.3	459.55	736.01	320.98	348.1	329.08
Operating Cash Flow Growth	-50.99%	-37.56%	129.30%	-7.79%	5.78%	-21.00%
Purchases of Investments	-2,749	-3,164	-3,808	-3,985	-5,466	-3,080
Proceeds from Sale of Investments	3,206	3,130	3,404	3,618	5,613	3,075
Other Investing Activities	28.4	-43.16	17.15	3.66	55.14	45.05
Investing Cash Flow	423.02	-76.82	-386.56	-362.9	202.91	40.12
Short-Term Debt Repaid	-	-	-	-	-	-60
Net Short-Term Debt Issued (Repaid)	-	-	-	-	-	-60
Long-Term Debt Issued	-	-135.2	229.5	100	-	197.83
Long-Term Debt Repaid	-	-	-200	-	-200	-
Net Long-Term Debt Issued (Repaid)	-	-135.2	29.5	100	-200	197.83
Repurchase of Common Stock	-	-	-99.44	-135.46	-6.61	-202.81
Net Common Stock Issued (Repurchased)	-	-	-99.44	-135.46	-6.61	-202.81
Issuance of Preferred Stock	-	-	-	-	395.96	-
Repurchase of Preferred Stock	-	-	-	-	-149.5	-
Net Preferred Stock Issued (Repurchased)	-	-	-	-	246.46	-
Common Dividends Paid	-587.6	-275.18	-64.43	-144.36	-340.02	-133.36
Other Financing Activities	-124.3	-39.8	-77.18	-111.42	-42.51	-46.17
Financing Cash Flow	-712	-450.18	-211.54	-291.24	-342.67	-244.52
Net Cash Flow	70.33	-67.45	137.92	-333.16	208.34	124.67
Free Cash Flow	359.3	459.55	736.01	320.98	348.1	329.08
Free Cash Flow Growth	-21.81%	-37.56%	129.30%	-7.79%	5.78%	-21.00%
FCF Margin	8.29%	9.95%	22.05%	128.77%	14.01%	13.28%
Free Cash Flow Per Share	-	1.25	1.93	0.82	0.86	0.79
Levered Free Cash Flow	1,274	1,479	1,047	-323.92	998.13	641.84
Unlevered Free Cash Flow	1,794	1,861	1,235	-951.16	849.01	-822.44

Updated Sep 30, 2025. Data Source: Fiscal.ai. Insurance template. Financial Sources.