E-L Financial Corporation Limited (ELFIF)

E-L Financial Corporation Ratios and Metrics

Market cap in millions USD. Fiscal year is January - December.

Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Mar 12, 2026	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Market Cap	4,015	4,587	3,628	3,180	3,365	2,837
Market Cap Growth	16.96%	26.43%	14.08%	-5.48%	18.59%	-14.86%
Enterprise Value	5,368	5,909	4,776	4,234	4,702	4,014
PE Ratio	4.52	3.12	4.27	-9.31	3.20	6.39
Forward PE	-	0.09	0.09	0.09	0.09	0.09
PS Ratio	1.63	0.99	1.09	12.76	1.35	1.15
PB Ratio	0.52	0.55	0.51	0.50	0.46	0.44
P/TBV Ratio	-	0.58	0.56	0.55	0.51	0.49
P/FCF Ratio	-	9.98	4.93	9.91	9.67	8.62
P/OCF Ratio	15.40	9.98	4.93	9.91	9.67	8.62
EV/Sales Ratio	2.18	1.28	1.43	16.99	1.89	1.62
EV/EBITDA Ratio	3.94	2.78	3.59	-4.53	4.61	-5.60
EV/EBIT Ratio	3.97	2.78	3.59	-4.53	4.61	-5.60
EV/FCF Ratio	-	12.86	6.49	13.19	13.51	12.20
Asset Turnover	0.15	0.17	0.13	0.01	0.10	0.10
Return on Equity (ROE)	18.30%	20.11%	14.71%	-10.67%	9.90%	-11.00%
Return on Assets (ROA)	6.36%	6.72%	4.65%	-3.37%	3.11%	-3.40%
Return on Invested Capital (ROIC)	6.36%	6.72%	4.65%	-3.37%	3.11%	-3.40%
Return on Capital Employed (ROCE)	7.20%	7.90%	5.38%	-3.70%	3.94%	-2.94%
Earnings Yield	22.12%	32.06%	23.40%	-10.74%	31.29%	15.64%
FCF Yield	-	10.02%	20.29%	10.09%	10.35%	11.60%
Dividend Yield	7.25%	6.17%	1.78%	4.14%	10.35%	4.62%
Payout Ratio	5.60%	17.61%	6.90%	-44.34%	29.49%	26.69%
Buyback Yield / Dilution	-	0.00%	2.74%	4.26%	0.20%	7.15%
Total Shareholder Return	-	6.17%	4.52%	8.40%	10.54%	11.77%

Updated Sep 30, 2025. Data Source: Fiscal.ai. Insurance template. Financial Sources.