E-L Financial Corporation Statistics
Total Valuation
ELFIF has a market cap or net worth of 4.02 billion. The enterprise value is 5.37 billion.
| Market Cap | 4.02B |
| Enterprise Value | 5.37B |
Important Dates
The next estimated earnings date is Tuesday, March 17, 2026.
| Earnings Date | Mar 17, 2026 |
| Ex-Dividend Date | Mar 3, 2026 |
Share Statistics
| Current Share Class | 346.10M |
| Shares Outstanding | n/a |
| Shares Change (YoY) | -3.18% |
| Shares Change (QoQ) | -0.42% |
| Owned by Insiders (%) | 0.17% |
| Owned by Institutions (%) | 14.70% |
| Float | 345.52M |
Valuation Ratios
The trailing PE ratio is 4.52.
| PE Ratio | 4.52 |
| Forward PE | n/a |
| PS Ratio | 1.63 |
| PB Ratio | 0.52 |
| P/TBV Ratio | 0.63 |
| P/FCF Ratio | n/a |
| P/OCF Ratio | 15.40 |
| PEG Ratio | n/a |
Enterprise Valuation
| EV / Earnings | 6.04 |
| EV / Sales | 2.18 |
| EV / EBITDA | 3.94 |
| EV / EBIT | 3.97 |
| EV / FCF | n/a |
Financial Position
The company has a current ratio of 2.24, with a Debt / Equity ratio of 0.06.
| Current Ratio | 2.24 |
| Quick Ratio | 1.36 |
| Debt / Equity | 0.06 |
| Debt / EBITDA | 0.32 |
| Debt / FCF | n/a |
| Interest Coverage | 8.65 |
Financial Efficiency
Return on equity (ROE) is 13.60% and return on invested capital (ROIC) is 15.76%.
| Return on Equity (ROE) | 13.60% |
| Return on Assets (ROA) | 4.00% |
| Return on Invested Capital (ROIC) | 15.76% |
| Return on Capital Employed (ROCE) | 6.30% |
| Weighted Average Cost of Capital (WACC) | 10.64% |
| Revenue Per Employee | 2.00M |
| Profits Per Employee | 718,582 |
| Employee Count | 1,236 |
| Asset Turnover | 0.12 |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, ELFIF has paid 188.43 million in taxes.
| Income Tax | 188.43M |
| Effective Tax Rate | 15.71% |
Stock Price Statistics
The stock price has increased by +18.87% in the last 52 weeks. The beta is 0.77, so ELFIF's price volatility has been lower than the market average.
| Beta (5Y) | 0.77 |
| 52-Week Price Change | +18.87% |
| 50-Day Moving Average | 12.45 |
| 200-Day Moving Average | 11.67 |
| Relative Strength Index (RSI) | 29.89 |
| Average Volume (20 Days) | 12,971 |
Short Selling Information
| Short Interest | n/a |
| Short Previous Month | n/a |
| Short % of Shares Out | n/a |
| Short % of Float | n/a |
| Short Ratio (days to cover) | n/a |
Income Statement
In the last 12 months, ELFIF had revenue of 2.47 billion and earned 888.17 million in profits. Earnings per share was 2.51.
| Revenue | 2.47B |
| Gross Profit | 1.50B |
| Operating Income | 1.36B |
| Pretax Income | 1.20B |
| Net Income | 888.17M |
| EBITDA | 1.36B |
| EBIT | 1.36B |
| Earnings Per Share (EPS) | 2.51 |
Balance Sheet
The company has 411.96 million in cash and 437.29 million in debt, with a net cash position of -25.65 million.
| Cash & Cash Equivalents | 411.96M |
| Total Debt | 437.29M |
| Net Cash | -25.65M |
| Net Cash Per Share | n/a |
| Equity (Book Value) | 7.77B |
| Book Value Per Share | 18.60 |
| Working Capital | 411.68M |
Cash Flow
| Operating Cash Flow | 260.70M |
| Capital Expenditures | n/a |
| Free Cash Flow | n/a |
| FCF Per Share | n/a |
Margins
Gross margin is 60.56%, with operating and profit margins of 54.88% and 36.48%.
| Gross Margin | 60.56% |
| Operating Margin | 54.88% |
| Pretax Margin | 48.54% |
| Profit Margin | 36.48% |
| EBITDA Margin | 55.20% |
| EBIT Margin | 54.88% |
| FCF Margin | n/a |
Dividends & Yields
This stock pays an annual dividend of 0.84, which amounts to a dividend yield of 7.25%.
| Dividend Per Share | 0.84 |
| Dividend Yield | 7.25% |
| Dividend Growth (YoY) | -26.82% |
| Years of Dividend Growth | 2 |
| Payout Ratio | 5.60% |
| Buyback Yield | 3.18% |
| Shareholder Yield | 10.43% |
| Earnings Yield | 22.12% |
| FCF Yield | n/a |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside |
Stock Splits
The last stock split was on June 2, 2025. It was a forward split with a ratio of 100.
| Last Split Date | Jun 2, 2025 |
| Split Type | Forward |
| Split Ratio | 100 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 3 |