E-L Financial Corporation Statistics
Total Valuation
ELFIF has a market cap or net worth of 4.06 billion. The enterprise value is 5.31 billion.
| Market Cap | 4.06B |
| Enterprise Value | 5.31B |
Important Dates
The next estimated earnings date is Friday, November 7, 2025.
| Earnings Date | Nov 7, 2025 |
| Ex-Dividend Date | Jun 30, 2025 |
Share Statistics
| Current Share Class | 346.17M |
| Shares Outstanding | n/a |
| Shares Change (YoY) | -0.07% |
| Shares Change (QoQ) | +3.71% |
| Owned by Insiders (%) | n/a |
| Owned by Institutions (%) | n/a |
| Float | 199.69M |
Valuation Ratios
The trailing PE ratio is 4.54.
| PE Ratio | 4.54 |
| Forward PE | n/a |
| PS Ratio | 1.70 |
| PB Ratio | 0.58 |
| P/TBV Ratio | 0.69 |
| P/FCF Ratio | n/a |
| P/OCF Ratio | 19.09 |
| PEG Ratio | n/a |
Enterprise Valuation
| EV / Earnings | 5.94 |
| EV / Sales | 2.27 |
| EV / EBITDA | 4.01 |
| EV / EBIT | 4.04 |
| EV / FCF | n/a |
Financial Position
The company has a current ratio of 2.95, with a Debt / Equity ratio of 0.06.
| Current Ratio | 2.95 |
| Quick Ratio | 1.55 |
| Debt / Equity | 0.06 |
| Debt / EBITDA | 0.33 |
| Debt / FCF | n/a |
| Interest Coverage | 8.32 |
Financial Efficiency
Return on equity (ROE) is 14.63% and return on invested capital (ROIC) is 11.56%.
| Return on Equity (ROE) | 14.63% |
| Return on Assets (ROA) | 4.19% |
| Return on Invested Capital (ROIC) | 11.56% |
| Return on Capital Employed (ROCE) | 6.57% |
| Revenue Per Employee | 1.93M |
| Profits Per Employee | 723,393 |
| Employee Count | 1,236 |
| Asset Turnover | 0.12 |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, ELFIF has paid 183.48 million in taxes.
| Income Tax | 183.48M |
| Effective Tax Rate | 15.61% |
Stock Price Statistics
The stock price has increased by +18.84% in the last 52 weeks. The beta is 0.82, so ELFIF's price volatility has been lower than the market average.
| Beta (5Y) | 0.82 |
| 52-Week Price Change | +18.84% |
| 50-Day Moving Average | 11.01 |
| 200-Day Moving Average | 10.35 |
| Relative Strength Index (RSI) | 65.46 |
| Average Volume (20 Days) | 2,082 |
Short Selling Information
| Short Interest | n/a |
| Short Previous Month | n/a |
| Short % of Shares Out | n/a |
| Short % of Float | n/a |
| Short Ratio (days to cover) | n/a |
Income Statement
In the last 12 months, ELFIF had revenue of 2.38 billion and earned 894.11 million in profits. Earnings per share was 2.50.
| Revenue | 2.38B |
| Gross Profit | 1.45B |
| Operating Income | 1.34B |
| Pretax Income | 1.18B |
| Net Income | 894.11M |
| EBITDA | 1.34B |
| EBIT | 1.34B |
| Earnings Per Share (EPS) | 2.50 |
Balance Sheet
The company has 279.07 million in cash and 439.49 million in debt, giving a net cash position of -162.49 million.
| Cash & Cash Equivalents | 279.07M |
| Total Debt | 439.49M |
| Net Cash | -162.49M |
| Net Cash Per Share | n/a |
| Equity (Book Value) | 7.03B |
| Book Value Per Share | 17.10 |
| Working Capital | 376.73M |
Cash Flow
| Operating Cash Flow | 212.64M |
| Capital Expenditures | n/a |
| Free Cash Flow | n/a |
| FCF Per Share | n/a |
Margins
Gross margin is 60.76%, with operating and profit margins of 56.09% and 38.22%.
| Gross Margin | 60.76% |
| Operating Margin | 56.09% |
| Pretax Margin | 49.34% |
| Profit Margin | 38.22% |
| EBITDA Margin | 56.44% |
| EBIT Margin | 56.09% |
| FCF Margin | n/a |
Dividends & Yields
This stock pays an annual dividend of 1.15, which amounts to a dividend yield of 9.77%.
| Dividend Per Share | 1.15 |
| Dividend Yield | 9.77% |
| Dividend Growth (YoY) | 111.12% |
| Years of Dividend Growth | 1 |
| Payout Ratio | 47.25% |
| Buyback Yield | 0.07% |
| Shareholder Yield | 9.84% |
| Earnings Yield | 22.03% |
| FCF Yield | n/a |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside |
Stock Splits
The last stock split was on June 2, 2025. It was a forward split with a ratio of 100.
| Last Split Date | Jun 2, 2025 |
| Split Type | Forward |
| Split Ratio | 100 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 4 |