E-L Financial Corporation Statistics
Total Valuation
ELFIF has a market cap or net worth of 4.13 billion. The enterprise value is 5.41 billion.
| Market Cap | 4.13B |
| Enterprise Value | 5.41B |
Important Dates
The last earnings date was Friday, May 9, 2025.
| Earnings Date | May 9, 2025 |
| Ex-Dividend Date | Mar 31, 2025 |
Share Statistics
| Current Share Class | 346.17M |
| Shares Outstanding | n/a |
| Shares Change (YoY) | -3.96% |
| Shares Change (QoQ) | -5.60% |
| Owned by Insiders (%) | n/a |
| Owned by Institutions (%) | n/a |
| Float | 199.69M |
Valuation Ratios
The trailing PE ratio is 5.47.
| PE Ratio | 5.47 |
| Forward PE | n/a |
| PS Ratio | 1.94 |
| PB Ratio | 0.65 |
| P/TBV Ratio | 0.78 |
| P/FCF Ratio | n/a |
| P/OCF Ratio | 14.72 |
| PEG Ratio | n/a |
Enterprise Valuation
| EV / Earnings | 7.17 |
| EV / Sales | 2.42 |
| EV / EBITDA | 4.45 |
| EV / EBIT | 4.48 |
| EV / FCF | n/a |
Financial Position
The company has a current ratio of 2.73, with a Debt / Equity ratio of 0.07.
| Current Ratio | 2.73 |
| Quick Ratio | 1.39 |
| Debt / Equity | 0.07 |
| Debt / EBITDA | 0.36 |
| Debt / FCF | n/a |
| Interest Coverage | 7.56 |
Financial Efficiency
Return on equity (ROE) is 13.37% and return on invested capital (ROIC) is 10.66%.
| Return on Equity (ROE) | 13.37% |
| Return on Assets (ROA) | 3.84% |
| Return on Invested Capital (ROIC) | 10.66% |
| Return on Capital Employed (ROCE) | 6.08% |
| Revenue Per Employee | 1.73M |
| Profits Per Employee | 611,307 |
| Employee Count | 1,236 |
| Asset Turnover | 0.11 |
| Inventory Turnover | n/a |
Taxes
| Income Tax | n/a |
| Effective Tax Rate | n/a |
Stock Price Statistics
The stock price has increased by +38.91% in the last 52 weeks. The beta is 0.81, so ELFIF's price volatility has been lower than the market average.
| Beta (5Y) | 0.81 |
| 52-Week Price Change | +38.91% |
| 50-Day Moving Average | 10.11 |
| 200-Day Moving Average | 9.96 |
| Relative Strength Index (RSI) | 56.61 |
| Average Volume (20 Days) | 8,760 |
Short Selling Information
| Short Interest | n/a |
| Short Previous Month | n/a |
| Short % of Shares Out | n/a |
| Short % of Float | n/a |
| Short Ratio (days to cover) | n/a |
Income Statement
In the last 12 months, ELFIF had revenue of 2.13 billion and earned 755.58 million in profits. Earnings per share was 2.11.
| Revenue | 2.13B |
| Gross Profit | 1.25B |
| Operating Income | 1.15B |
| Pretax Income | 997.66M |
| Net Income | 755.58M |
| EBITDA | 1.16B |
| EBIT | 1.15B |
| Earnings Per Share (EPS) | 2.11 |
Balance Sheet
The company has 231.46 million in cash and 416.71 million in debt, giving a net cash position of -186.94 million.
| Cash & Cash Equivalents | 231.46M |
| Total Debt | 416.71M |
| Net Cash | -186.94M |
| Net Cash Per Share | n/a |
| Equity (Book Value) | 6.40B |
| Book Value Per Share | 15.52 |
| Working Capital | 291.84M |
Cash Flow
| Operating Cash Flow | 280.83M |
| Capital Expenditures | n/a |
| Free Cash Flow | n/a |
| FCF Per Share | n/a |
Margins
Gross margin is 58.74%, with operating and profit margins of 53.90% and 36.09%.
| Gross Margin | 58.74% |
| Operating Margin | 53.90% |
| Pretax Margin | 46.77% |
| Profit Margin | 36.09% |
| EBITDA Margin | 54.26% |
| EBIT Margin | 53.90% |
| FCF Margin | n/a |
Dividends & Yields
This stock pays an annual dividend of 1.15, which amounts to a dividend yield of 10.01%.
| Dividend Per Share | 1.15 |
| Dividend Yield | 10.01% |
| Dividend Growth (YoY) | 110.65% |
| Years of Dividend Growth | 1 |
| Payout Ratio | 71.80% |
| Buyback Yield | 3.96% |
| Shareholder Yield | 13.96% |
| Earnings Yield | 18.27% |
| FCF Yield | n/a |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside |
Stock Splits
The last stock split was on June 2, 2025. It was a forward split with a ratio of 100.
| Last Split Date | Jun 2, 2025 |
| Split Type | Forward |
| Split Ratio | 100 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | n/a |