E-L Financial Corporation Statistics
Total Valuation
ELFIF has a market cap or net worth of 4.17 billion. The enterprise value is 5.47 billion.
| Market Cap | 4.17B |
| Enterprise Value | 5.47B |
Important Dates
The next estimated earnings date is Friday, March 6, 2026.
| Earnings Date | Mar 6, 2026 |
| Ex-Dividend Date | Sep 29, 2025 |
Share Statistics
| Current Share Class | 346.13M |
| Shares Outstanding | n/a |
| Shares Change (YoY) | -3.18% |
| Shares Change (QoQ) | -0.42% |
| Owned by Insiders (%) | 0.17% |
| Owned by Institutions (%) | 14.84% |
| Float | 345.54M |
Valuation Ratios
The trailing PE ratio is 4.50.
| PE Ratio | 4.50 |
| Forward PE | n/a |
| PS Ratio | 1.71 |
| PB Ratio | 0.57 |
| P/TBV Ratio | 0.68 |
| P/FCF Ratio | n/a |
| P/OCF Ratio | 16.18 |
| PEG Ratio | n/a |
Enterprise Valuation
| EV / Earnings | 5.90 |
| EV / Sales | 2.21 |
| EV / EBITDA | 3.89 |
| EV / EBIT | 3.91 |
| EV / FCF | n/a |
Financial Position
The company has a current ratio of 3.07, with a Debt / Equity ratio of 0.06.
| Current Ratio | 3.07 |
| Quick Ratio | 1.59 |
| Debt / Equity | 0.06 |
| Debt / EBITDA | 0.31 |
| Debt / FCF | n/a |
| Interest Coverage | 8.89 |
Financial Efficiency
Return on equity (ROE) is 14.95% and return on invested capital (ROIC) is 11.56%.
| Return on Equity (ROE) | 14.95% |
| Return on Assets (ROA) | 4.23% |
| Return on Invested Capital (ROIC) | 11.56% |
| Return on Capital Employed (ROCE) | 6.63% |
| Revenue Per Employee | 1.98M |
| Profits Per Employee | 750,403 |
| Employee Count | 1,236 |
| Asset Turnover | 0.12 |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, ELFIF has paid 174.22 million in taxes.
| Income Tax | 174.22M |
| Effective Tax Rate | 14.17% |
Stock Price Statistics
The stock price has increased by +19.88% in the last 52 weeks. The beta is 0.85, so ELFIF's price volatility has been lower than the market average.
| Beta (5Y) | 0.85 |
| 52-Week Price Change | +19.88% |
| 50-Day Moving Average | 11.84 |
| 200-Day Moving Average | 10.89 |
| Relative Strength Index (RSI) | 56.34 |
| Average Volume (20 Days) | 472 |
Short Selling Information
| Short Interest | n/a |
| Short Previous Month | n/a |
| Short % of Shares Out | n/a |
| Short % of Float | n/a |
| Short Ratio (days to cover) | n/a |
Income Statement
In the last 12 months, ELFIF had revenue of 2.45 billion and earned 927.50 million in profits. Earnings per share was 2.59.
| Revenue | 2.45B |
| Gross Profit | 1.51B |
| Operating Income | 1.39B |
| Pretax Income | 1.23B |
| Net Income | 927.50M |
| EBITDA | 1.39B |
| EBIT | 1.39B |
| Earnings Per Share (EPS) | 2.59 |
Balance Sheet
The company has 287.19 million in cash and 430.39 million in debt, giving a net cash position of -143.49 million.
| Cash & Cash Equivalents | 287.19M |
| Total Debt | 430.39M |
| Net Cash | -143.49M |
| Net Cash Per Share | n/a |
| Equity (Book Value) | 7.35B |
| Book Value Per Share | 17.92 |
| Working Capital | 404.70M |
Cash Flow
| Operating Cash Flow | 257.96M |
| Capital Expenditures | n/a |
| Free Cash Flow | n/a |
| FCF Per Share | n/a |
Margins
Gross margin is 61.69%, with operating and profit margins of 56.62% and 38.55%.
| Gross Margin | 61.69% |
| Operating Margin | 56.62% |
| Pretax Margin | 50.25% |
| Profit Margin | 38.55% |
| EBITDA Margin | 56.96% |
| EBIT Margin | 56.62% |
| FCF Margin | n/a |
Dividends & Yields
This stock pays an annual dividend of 1.15, which amounts to a dividend yield of 9.55%.
| Dividend Per Share | 1.15 |
| Dividend Yield | 9.55% |
| Dividend Growth (YoY) | 111.63% |
| Years of Dividend Growth | 1 |
| Payout Ratio | 21.05% |
| Buyback Yield | 3.18% |
| Shareholder Yield | 12.72% |
| Earnings Yield | 22.22% |
| FCF Yield | n/a |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside |
Stock Splits
The last stock split was on June 2, 2025. It was a forward split with a ratio of 100.
| Last Split Date | Jun 2, 2025 |
| Split Type | Forward |
| Split Ratio | 100 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 4 |