ENB Financial Corp (ENBP)

ENB Financial Income Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar 31, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Interest Income on Loans	-	81.23	73.06	61.24	41.94	34.25
Interest Income on Investments	-	24.88	19.81	16.64	14.02	9.35
Total Interest Income	-	106.11	92.87	77.88	55.96	43.59
Interest Paid on Deposits	-	29.79	30.41	18.77	2.75	1.14
Interest Paid on Borrowings	-	7.62	5.71	5.07	2.63	1.88
Total Interest Expense	-	37.41	36.13	23.84	5.38	3.02
Net Interest Income	70.86	68.7	56.74	54.04	50.58	40.57
Net Interest Income Growth (YoY)	18.97%	21.08%	5.00%	6.83%	24.68%	6.07%
Trust Income	3.6	3.6	3.67	2.88	2.64	2.36
Gain (Loss) on Sale of Investments	-0.21	-0.21	0.16	-1.5	0.01	1.05
Other Non-Interest Income	13.82	12.76	12.48	10.55	9.61	8.94
Total Non-Interest Income	19.09	18.04	18.13	12.7	13.56	17.88
Non-Interest Income Growth (YoY)	7.56%	-0.51%	42.77%	-6.38%	-24.14%	16.41%
Revenues Before Loan Losses	89.95	86.74	74.87	66.74	64.15	58.45
Provision for Loan Losses	0.38	0.89	1.02	0.52	1.3	0.48
Revenue	89.57	85.85	73.86	66.22	62.85	57.98
Revenue Growth (YoY)	19.17%	16.25%	11.54%	5.36%	8.40%	14.45%
Salaries and Employee Benefits	34.62	34.62	33.98	30.09	27.31	24.47
Occupancy Expenses	3.08	3.08	2.84	2.79	2.52	2.41
Selling, General & Administrative	14.37	14.37	12.55	13.33	10.99	8.78
Other Non-Interest Expense	10.31	6.35	5.86	5.2	5.1	4.79
Total Non-Interest Expense	62.39	58.42	55.23	51.41	45.93	40.44
EBT Excluding Unusual Items	27.18	27.43	18.63	14.81	16.92	17.54
Pretax Income	26.48	26.74	18.63	14.81	16.92	17.54
Income Tax Expense	5.22	5.18	3.31	2.44	2.29	2.62
Net Income	21.27	21.56	15.32	12.38	14.63	14.92
Net Income to Common	21.27	21.56	15.32	12.38	14.63	14.92
Net Income Growth	35.53%	40.75%	23.77%	-15.42%	-1.91%	21.28%
Basic Shares Outstanding	6	6	6	6	6	6
Diluted Shares Outstanding	6	6	6	6	6	6
Shares Change (YoY)	0.31%	0.31%	0.24%	1.00%	0.37%	-0.27%
EPS (Basic)	3.75	3.80	2.71	2.19	2.62	2.68
EPS (Diluted)	3.75	3.80	2.71	2.19	2.62	2.68
EPS Growth	35.13%	40.33%	23.47%	-16.26%	-2.27%	21.61%
Dividend Per Share	0.720	0.720	0.690	0.680	0.680	0.670
Dividend Growth	2.86%	4.35%	1.47%	-	1.49%	4.69%
Effective Tax Rate	19.70%	19.36%	17.76%	16.45%	13.52%	14.94%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.