Everyday People Financial Corp. (EPFCF)
OTCMKTS · Delayed Price · Currency is USD
0.4000
+0.0343 (9.37%)
At close: Feb 11, 2026

Everyday People Financial Statistics

Total Valuation

EPFCF has a market cap or net worth of 52.25 million. The enterprise value is 65.36 million.

Market Cap52.25M
Enterprise Value 65.36M

Important Dates

The next estimated earnings date is Tuesday, February 17, 2026.

Earnings Date Feb 17, 2026
Ex-Dividend Date n/a

Share Statistics

Current Share Class 129.10M
Shares Outstanding n/a
Shares Change (YoY) +8.66%
Shares Change (QoQ) +2.00%
Owned by Insiders (%) 10.23%
Owned by Institutions (%) 0.04%
Float 89.26M

Valuation Ratios

PE Ratio n/a
Forward PE n/a
PS Ratio 1.08
PB Ratio 4.41
P/TBV Ratio n/a
P/FCF Ratio 14.97
P/OCF Ratio 12.22
PEG Ratio n/a
Financial Ratio History

Enterprise Valuation

EV / Earnings -13.66
EV / Sales 1.32
EV / EBITDA n/a
EV / EBIT n/a
EV / FCF 18.72

Financial Position

The company has a current ratio of 0.93, with a Debt / Equity ratio of 1.12.

Current Ratio 0.93
Quick Ratio 0.32
Debt / Equity 1.12
Debt / EBITDA n/a
Debt / FCF 3.80
Interest Coverage -4.35

Financial Efficiency

Return on equity (ROE) is -43.56% and return on invested capital (ROIC) is -23.80%.

Return on Equity (ROE) -43.56%
Return on Assets (ROA) -7.00%
Return on Invested Capital (ROIC) -23.80%
Return on Capital Employed (ROCE) -25.17%
Weighted Average Cost of Capital (WACC) n/a
Revenue Per Employee n/a
Profits Per Employee n/a
Employee Count 139
Asset Turnover 0.97
Inventory Turnover n/a

Taxes

Income Tax -1.01M
Effective Tax Rate n/a

Stock Price Statistics

The stock price has decreased by -34.96% in the last 52 weeks.

Beta (5Y) n/a
52-Week Price Change -34.96%
50-Day Moving Average 0.48
200-Day Moving Average n/a
Relative Strength Index (RSI) 45.54
Average Volume (20 Days) 10,721

Short Selling Information

Short Interest n/a
Short Previous Month n/a
Short % of Shares Out n/a
Short % of Float n/a
Short Ratio (days to cover) n/a

Income Statement

In the last 12 months, EPFCF had revenue of 48.42 million and -4.79 million in losses. Loss per share was -0.05.

Revenue48.42M
Gross Profit 29.07M
Operating Income -5.58M
Pretax Income -5.79M
Net Income -4.79M
EBITDA -3.96M
EBIT -5.58M
Loss Per Share -0.05
Full Income Statement

Balance Sheet

The company has 481,014 in cash and 13.27 million in debt, with a net cash position of -12.79 million.

Cash & Cash Equivalents 481,014
Total Debt 13.27M
Net Cash -12.79M
Net Cash Per Share n/a
Equity (Book Value) 11.86M
Book Value Per Share 0.09
Working Capital -2.28M
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was 4.27 million and capital expenditures -783,264, giving a free cash flow of 3.49 million.

Operating Cash Flow 4.27M
Capital Expenditures -783,264
Free Cash Flow 3.49M
FCF Per Share n/a
Full Cash Flow Statement

Margins

Gross margin is 60.04%, with operating and profit margins of -11.53% and -9.88%.

Gross Margin 60.04%
Operating Margin -11.53%
Pretax Margin -11.96%
Profit Margin -9.88%
EBITDA Margin -8.17%
EBIT Margin -11.53%
FCF Margin 7.21%

Dividends & Yields

EPFCF does not appear to pay any dividends at this time.

Dividend Per Share n/a
Dividend Yield n/a
Dividend Growth (YoY) n/a
Years of Dividend Growth n/a
Payout Ratio n/a
Buyback Yield -8.66%
Shareholder Yield -8.66%
Earnings Yield -9.16%
FCF Yield 6.68%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value n/a
Lynch Upside n/a
Graham Number n/a
Graham Upside n/a

Stock Splits

This stock does not have any record of stock splits.

Last Split Date n/a
Split Type n/a
Split Ratio n/a

Scores

EPFCF has an Altman Z-Score of 0.15 and a Piotroski F-Score of 4. A Z-score under 3 suggests an increased risk of bankruptcy.

Altman Z-Score 0.15
Piotroski F-Score 4