EQB Inc. (EQGPF)

EQB Inc. Balance Sheet

Financials in millions CAD. Fiscal year is November - October.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jan 31, 2025	Oct 31, 2024	Oct 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	810.02	591.64	549.47	495.11	773.25	557.74
Investment Securities	3,283	2,804	2,834	2,281	1,386	887.6
Trading Asset Securities	402.44	393.82	466.43	444.91	268.33	179.45
Total Investments	3,686	3,198	3,301	2,725	1,655	1,067
Gross Loans	46,491	47,314	47,645	46,775	33,050	28,415
Allowance for Loan Losses	-148.72	-109.16	-84.69	-96.78	-48.95	-66.18
Other Adjustments to Gross Loans	-	-170.46	-198.99	-168.31	-100.25	-76.77
Net Loans	46,342	47,034	47,361	46,510	32,901	28,272
Property, Plant & Equipment	152.9	118.69	35.21	36.18	21.57	26.03
Goodwill	110.58	110.58	57.6	57.6	16.94	16.94
Other Intangible Assets	71.54	71.18	25.37	145.5	92.57	71.2
Accrued Interest Receivable	9.96	12.61	12.41	7.56	2.8	3.71
Other Receivables	21.09	6.75	28.02	13.12	9.68	28.17
Restricted Cash	817.03	971.99	767.2	737.66	462.16	504.04
Other Current Assets	165.87	141.06	93.96	42.73	16.76	14.16
Long-Term Deferred Tax Assets	28.84	36.1	14.23	-	-	-
Other Real Estate Owned & Foreclosed	-	-	-	0.38	0.05	0.86
Other Long-Term Assets	892.26	813.72	559.27	373.46	207.89	184.84
Total Assets	53,232	53,234	52,933	51,145	36,159	30,746
Accounts Payable	311.74	307.44	318	207.65	143.93	68.61
Accrued Expenses	63.95	20	21.29	57.54	50.41	43.55
Interest Bearing Deposits	33,939	33,093	31,472	30,671	20,660	16,350
Total Deposits	33,939	33,093	31,472	30,671	20,660	16,350
Short-Term Borrowings	135.24	121.73	1,281	885.13	1,426	301.13
Current Income Taxes Payable	4.06	15	2.85	-	43.42	-
Accrued Interest Payable	678.08	646.18	524.7	380.63	196.62	235.26
Long-Term Debt	14,480	15,541	16,236	16,264	11,575	11,992
Long-Term Leases	101.8	69.78	4.56	10.33	8.6	12.36
Long-Term Unearned Revenue	2.4	2.49	18.3	2.42	0.82	-
Long-Term Deferred Tax Liabilities	190.42	177.93	128.44	72.68	63.14	60.88
Other Long-Term Liabilities	104.01	100.5	81.15	58.18	38.51	35.06
Total Liabilities	50,010	50,096	50,088	48,610	34,206	29,099
Preferred Stock, Redeemable	-	-	181.41	181.41	70.61	72.48
Common Stock	506.16	505.88	471.01	462.56	230.16	218.17
Additional Paid-In Capital	-	-	12.8	11.45	8.69	8.09
Retained Earnings	2,564	2,483	2,185	1,870	1,651	1,388
Comprehensive Income & Other	141.12	138.62	-5.16	9.44	-7.58	-38.95
Total Common Equity	3,212	3,128	2,664	2,354	1,882	1,575
Minority Interest	9.84	10.38	-	-	-	-
Shareholders' Equity	3,221	3,138	2,846	2,535	1,953	1,648
Total Liabilities & Equity	53,232	53,234	52,933	51,145	36,159	30,746
Total Debt	14,717	15,733	17,521	17,160	13,010	12,305
Net Cash (Debt)	-11,705	-13,487	-15,597	-16,019	-11,418	-11,118
Net Cash Per Share	-302.77	-349.87	-410.29	-457.29	-331.49	-328.11
Filing Date Shares Outstanding	38.44	38.45	37.88	37.56	34.07	33.81
Total Common Shares Outstanding	38.44	38.45	37.88	37.56	34.07	33.75
Book Value Per Share	83.54	81.35	70.33	62.65	55.24	46.68
Tangible Book Value	3,029	2,946	2,581	2,150	1,773	1,487
Tangible Book Value Per Share	78.80	76.62	68.14	57.25	52.02	44.06

Source: S&P Capital IQ. Banks template. Financial Sources.