EWSB Bancorp, Inc. (EWSB)

EWSB Bancorp Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022
Period Ending	Sep 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022
Cash & Equivalents	1.01	1.19	1.61	3.14
Investment Securities	57.88	58.49	59.46	67.3
Mortgage-Backed Securities	7.41	7.82	9.04	10
Total Investments	65.29	66.31	68.5	77.3
Gross Loans	198.2	187.63	175.46	173.43
Allowance for Loan Losses	-1.15	-1.13	-1.06	-0.91
Other Adjustments to Gross Loans	-0.18	-0.15	-0.09	-0.09
Net Loans	196.87	186.35	174.32	172.42
Property, Plant & Equipment	2.35	2.41	2.91	3
Accrued Interest Receivable	1.64	0.54	0.47	0.42
Other Current Assets	0.44	0.83	0.44	0.55
Long-Term Deferred Tax Assets	1.96	5.33	4.86	5.02
Other Long-Term Assets	7.89	8.46	8.39	8.24
Total Assets	280.21	273.31	262.57	271.19
Interest Bearing Deposits	190.31	203.26	201.73	219.97
Institutional Deposits	19.33	18.8	18.49	18.01
Non-Interest Bearing Deposits	9.5	9.46	10.25	11.22
Total Deposits	219.14	231.52	230.47	249.21
Short-Term Borrowings	1.82	4.7	12.63	4.1
Accrued Interest Payable	1.44	1.24	1.06	0.75
Long-Term Debt	-	-	0.4	-
Federal Home Loan Bank Debt, Long-Term	43	19.5	6	5
Other Long-Term Liabilities	1.93	0.72	0.47	1.21
Total Liabilities	267.34	257.68	251.03	260.27
Common Stock	0.01	0.01	-	-
Additional Paid-In Capital	5.47	5.47	-	-
Retained Earnings	13.31	17.5	19.2	20.13
Comprehensive Income & Other	-5.91	-7.35	-7.66	-9.21
Shareholders' Equity	12.88	15.63	11.54	10.92
Total Liabilities & Equity	280.21	273.31	262.57	271.19
Total Debt	44.82	24.2	19.03	9.1
Net Cash (Debt)	-39.32	-18.51	-12.92	-1.26
Net Cash Per Share	-56.18	-93.87	-	-
Filing Date Shares Outstanding	0.7	0.7	-	-
Total Common Shares Outstanding	0.7	0.7	-	-
Book Value Per Share	18.40	22.24	-	-
Tangible Book Value	12.88	15.63	11.54	10.92
Tangible Book Value Per Share	18.40	22.24	-	-

Source: S&P Global Market Intelligence. Banks template. Financial Sources.