EWSB Bancorp, Inc. (EWSB)

EWSB Bancorp Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022
Cash & Equivalents	1.27	1.19	1.61	3.14
Investment Securities	56.03	58.49	59.46	67.3
Mortgage-Backed Securities	7.19	7.82	9.04	10
Total Investments	63.22	66.31	68.5	77.3
Gross Loans	190.71	187.63	175.46	173.43
Allowance for Loan Losses	-1.14	-1.13	-1.06	-0.91
Other Adjustments to Gross Loans	-0.16	-0.15	-0.09	-0.09
Net Loans	189.42	186.35	174.32	172.42
Property, Plant & Equipment	2.36	2.41	2.91	3
Accrued Interest Receivable	0.59	0.54	0.47	0.42
Other Current Assets	0.44	0.83	0.44	0.55
Long-Term Deferred Tax Assets	1.84	5.33	4.86	5.02
Other Long-Term Assets	9.07	8.46	8.39	8.24
Total Assets	270.97	273.31	262.57	271.19
Interest Bearing Deposits	191.69	203.26	201.73	219.97
Institutional Deposits	17.87	18.8	18.49	18.01
Non-Interest Bearing Deposits	7.7	9.46	10.25	11.22
Total Deposits	217.25	231.52	230.47	249.21
Short-Term Borrowings	1.31	4.7	12.63	4.1
Current Portion of Long-Term Debt	13	-	-	-
Accrued Interest Payable	1.39	1.24	1.06	0.75
Long-Term Debt	-	-	0.4	-
Federal Home Loan Bank Debt, Long-Term	24.06	19.5	6	5
Other Long-Term Liabilities	0.75	0.72	0.47	1.21
Total Liabilities	257.75	257.68	251.03	260.27
Common Stock	0.01	0.01	-	-
Additional Paid-In Capital	5.47	5.47	-	-
Retained Earnings	13.32	17.5	19.2	20.13
Comprehensive Income & Other	-5.58	-7.35	-7.66	-9.21
Shareholders' Equity	13.22	15.63	11.54	10.92
Total Liabilities & Equity	270.97	273.31	262.57	271.19
Total Debt	38.37	24.2	19.03	9.1
Net Cash (Debt)	-32.6	-18.51	-12.92	-1.26
Net Cash Per Share	-46.31	-93.87	-	-
Filing Date Shares Outstanding	0.7	0.7	-	-
Total Common Shares Outstanding	0.7	0.7	-	-
Book Value Per Share	18.89	22.24	-	-
Tangible Book Value	13.22	15.63	11.54	10.92
Tangible Book Value Per Share	18.89	22.24	-	-

Source: S&P Global Market Intelligence. Banks template. Financial Sources.