EWSB Bancorp Cash Flow Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2024	FY 2023	FY 2022
Period Ending	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022
Net Income	-1.7	-0.94	-4.16
Depreciation & Amortization	0.17	0.18	0.23
Gain (Loss) on Sale of Assets	0.03	-0.28	0.18
Gain (Loss) on Sale of Investments	-0.16	-0.27	4.76
Provision for Credit Losses	0.17	0.15	-
Net Decrease (Increase) in Loans Originated / Sold - Operating	0.27	0.26	0.07
Accrued Interest Receivable	0.1	0.02	-0.01
Other Operating Activities	-0.97	-0.61	-1.76
Operating Cash Flow	-2.22	-1.48	-1.02
Capital Expenditures	-0.11	-0.03	-0.1
Sale of Property, Plant and Equipment	-	0.15	0.35
Investment in Securities	3.45	11.19	18
Net Decrease (Increase) in Loans Originated / Sold - Investing	-12.12	-2.04	-15.62
Other Investing Activities	-0.8	0.06	-
Investing Cash Flow	-9.57	9.46	2.63
Long-Term Debt Issued	-	0.4	-
Long-Term Debt Repaid	-0.4	-	-
Net Debt Issued (Repaid)	-0.4	0.4	-
Issuance of Common Stock	5.48	-	-
Net Increase (Decrease) in Deposit Accounts	1.05	-18.74	-7.87
Other Financing Activities	5.25	8.83	-0.67
Financing Cash Flow	11.38	-9.51	-8.54
Net Cash Flow	-0.42	-1.53	-6.93
Free Cash Flow	-2.33	-1.51	-1.13
Free Cash Flow Margin	-47.82%	-25.67%	-64.50%
Free Cash Flow Per Share	-11.81	-	-
Cash Interest Paid	6.19	4.06	1.74

Source: S&P Global Market Intelligence. Banks template. Financial Sources.