FABP Income Statement

Financials in millions USD. Fiscal year is July - June.

Millions USD. Fiscal year is Jul - Jun.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Jun '25 Jun 30, 2025	Jun '24 Jun 30, 2024	Jun '23 Jun 30, 2023	Jun '22 Jun 30, 2022	Jun '21 Jun 30, 2021
Interest Income on Loans	51.01	48.93	41.96	31.63	22.67	22.54
Interest Income on Investments	8.37	7.06	7.62	5.36	4.52	3.76
Total Interest Income	59.38	55.99	49.58	36.98	27.19	26.29
Interest Paid on Deposits	18.29	17.07	15.02	6.8	1.07	1.44
Interest Paid on Borrowings	6.28	6.5	7.13	3.48	0.34	0.28
Total Interest Expense	24.57	23.58	22.15	10.28	1.42	1.72
Net Interest Income	34.81	32.41	27.43	26.7	25.77	24.58
Net Interest Income Growth (YoY)	18.67%	18.15%	2.73%	3.61%	4.87%	9.60%
Trust Income	2.11	1.96	2.13	1.4	1.35	1.25
Gain (Loss) on Sale of Investments	-	-	-0.68	-	-	0.03
Other Non-Interest Income	2.9	3.2	2.93	3.69	3.17	2.12
Total Non-Interest Income	6.79	6.84	5.87	6.78	6.54	6.82
Non-Interest Income Growth (YoY)	7.96%	16.62%	-13.42%	3.64%	-4.09%	8.26%
Revenues Before Loan Losses	41.6	39.25	33.3	33.48	32.31	31.39
Provision for Loan Losses	1.32	0.9	2.87	-0.26	0.1	1.17
Revenue	40.28	38.35	30.43	33.74	32.21	30.22
Revenue Growth (YoY)	22.83%	26.03%	-9.81%	4.74%	6.58%	11.95%
Salaries and Employee Benefits	16.58	15.77	15.58	13.51	12.06	11.48
Occupancy Expenses	0.12	-	-	-	-	-
Federal Deposit Insurance	0.52	0.48	0.45	0.22	0.2	0.17
Selling, General & Administrative	8.78	8.94	6.82	5.33	4.13	3.68
Other Non-Interest Expense	2.83	2.3	2.64	2.23	2.67	2.51
Total Non-Interest Expense	28.84	27.49	25.49	21.29	19.05	17.84
EBT Excluding Unusual Items	11.44	10.86	4.94	12.44	13.16	12.39
Pretax Income	11.44	10.86	4.94	12.44	13.16	13.26
Income Tax Expense	1.77	1.59	0.2	1.98	2.14	2.13
Net Income	9.67	9.27	4.74	10.47	11.01	11.14
Net Income to Common	9.67	9.27	4.74	10.47	11.01	11.14
Net Income Growth	59.58%	95.55%	-54.72%	-4.98%	-1.10%	31.96%
Basic Shares Outstanding	2	2	2	2	2	2
Diluted Shares Outstanding	2	2	2	2	2	2
Shares Change (YoY)	0.33%	0.32%	0.40%	-5.32%	-6.78%	0.01%
EPS (Basic)	5.28	5.07	2.61	5.76	5.74	5.41
EPS (Diluted)	5.28	5.07	2.60	5.76	5.74	5.41
EPS Growth	59.05%	94.84%	-54.87%	0.37%	6.09%	31.97%
Dividend Per Share	0.780	1.540	1.460	1.380	1.300	1.160
Dividend Growth	-48.00%	5.48%	5.80%	6.15%	12.07%	3.57%
Effective Tax Rate	15.50%	14.68%	4.01%	15.89%	16.28%	16.03%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.