Farmers Bancorp Income Statement

Financials in millions USD. Fiscal year is July - June.

Millions USD. Fiscal year is Jul - Jun.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Jun '25 Jun 30, 2025	Jun '24 Jun 30, 2024	Jun '23 Jun 30, 2023	Jun '22 Jun 30, 2022	Jun '21 Jun 30, 2021
Interest Income on Loans	51.65	48.93	41.96	31.63	22.67	22.54
Interest Income on Investments	9.04	7.06	7.62	5.36	4.52	3.76
Total Interest Income	60.69	55.99	49.58	36.98	27.19	26.29
Interest Paid on Deposits	19.42	17.07	15.02	6.8	1.07	1.44
Interest Paid on Borrowings	5.77	6.5	7.13	3.48	0.34	0.28
Total Interest Expense	25.19	23.58	22.15	10.28	1.42	1.72
Net Interest Income	35.5	32.41	27.43	26.7	25.77	24.58
Net Interest Income Growth (YoY)	15.25%	18.15%	2.73%	3.61%	4.87%	9.60%
Trust Income	2.16	1.96	2.13	1.4	1.35	1.25
Gain (Loss) on Sale of Investments	-	-	-0.68	-	-	0.03
Other Non-Interest Income	3.3	3.2	2.93	3.69	3.17	2.12
Total Non-Interest Income	7.29	6.84	5.87	6.78	6.54	6.82
Non-Interest Income Growth (YoY)	22.71%	16.62%	-13.42%	3.64%	-4.09%	8.26%
Revenues Before Loan Losses	42.8	39.25	33.3	33.48	32.31	31.39
Provision for Loan Losses	1.4	0.9	2.87	-0.26	0.1	1.17
Revenue	41.4	38.35	30.43	33.74	32.21	30.22
Revenue Growth (YoY)	24.39%	26.03%	-9.81%	4.74%	6.58%	11.95%
Salaries and Employee Benefits	17.21	15.77	15.58	13.51	12.06	11.48
Federal Deposit Insurance	0.54	0.48	0.45	0.22	0.2	0.17
Selling, General & Administrative	8.53	8.94	6.82	5.33	4.13	3.68
Other Non-Interest Expense	3.09	2.3	2.64	2.23	2.67	2.51
Total Non-Interest Expense	29.37	27.49	25.49	21.29	19.05	17.84
EBT Excluding Unusual Items	12.03	10.86	4.94	12.44	13.16	12.39
Pretax Income	12.03	10.86	4.94	12.44	13.16	13.26
Income Tax Expense	1.88	1.59	0.2	1.98	2.14	2.13
Net Income	10.15	9.27	4.74	10.47	11.01	11.14
Net Income to Common	10.15	9.27	4.74	10.47	11.01	11.14
Net Income Growth	70.58%	95.55%	-54.72%	-4.98%	-1.10%	31.96%
Basic Shares Outstanding	2	2	2	2	2	2
Diluted Shares Outstanding	2	2	2	2	2	2
Shares Change (YoY)	0.43%	0.32%	0.40%	-5.32%	-6.78%	0.01%
EPS (Basic)	5.55	5.07	2.61	5.76	5.74	5.41
EPS (Diluted)	5.55	5.07	2.60	5.76	5.74	5.41
EPS Growth	69.87%	94.84%	-54.87%	0.37%	6.09%	31.97%
Dividend Per Share	1.600	1.540	1.460	1.380	1.300	1.160
Dividend Growth	5.26%	5.48%	5.80%	6.15%	12.07%	3.57%
Effective Tax Rate	15.65%	14.68%	4.01%	15.89%	16.28%	16.03%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.