First Acceptance Ratios and Metrics

Market cap in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Mar '26 Mar 26, 2026	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Market Capitalization	162	116	81	28	82	55
Market Cap Growth	41.92%	42.74%	187.57%	-65.66%	48.93%	66.73%
Enterprise Value	130	119	85	32	86	59
PE Ratio	5.50	4.40	1.10	-	-	5.29
PS Ratio	0.32	0.21	0.17	0.09	0.29	0.20
PB Ratio	0.81	0.68	0.57	-	-	-
P/FCF Ratio	3.56	2.23	0.98	-	-	-
P/OCF Ratio	3.51	2.22	0.96	-	-	-
EV/Sales Ratio	0.26	0.21	0.17	0.11	0.30	0.22
EV/EBITDA Ratio	3.01	3.02	2.56	-	-	-
EV/EBIT Ratio	3.09	3.12	2.77	-	-	4.32
EV/FCF Ratio	2.84	2.31	1.02	-	-	-
Debt / Equity Ratio	0.27	0.27	0.32	-	-	-
Debt / EBITDA Ratio	1.33	1.15	1.39	-	-	-
Debt / FCF Ratio	-	0.88	0.56	-	-	-
Net Debt / Equity Ratio	-0.18	-0.18	-0.41	-	-	-
Net Debt / EBITDA Ratio	-0.91	-0.79	-1.76	-	-	-
Net Debt / FCF Ratio	-	-0.60	-0.70	-	-	-
Quick Ratio	-	1.30	1.84	-	-	-
Current Ratio	-	1.64	1.88	-	-	-
Asset Turnover	-	0.90	-	-	-	-
Return on Equity (ROE)	-	16.89%	-	-	-	-
Return on Assets (ROA)	-	3.87%	-	-	-	-
Return on Invested Capital (ROIC)	12.15%	14.96%	12.16%	-	-	-
Earnings Yield	18.61%	22.74%	91.27%	-62.10%	-1.50%	18.92%
FCF Yield	28.12%	44.80%	102.42%	-28.11%	-	-
Buyback Yield / Dilution	-1.29%	-1.79%	-1.63%	0.93%	2.47%	6.67%

Source: S&P Global Market Intelligence. Insurance template. Financial Sources.