First Acceptance Corporation (FACO)

First Acceptance Ratios and Metrics

Market cap in millions USD. Fiscal year is January - December.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Apr 28, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Market Capitalization	184	155	116	81	28	82
Market Cap Growth	53.17%	33.69%	42.74%	187.57%	-65.66%	48.93%
Enterprise Value	162	123	119	85	32	86
PE Ratio	6.23	5.11	4.40	1.10	-	-
PS Ratio	0.36	0.31	0.21	0.17	0.09	0.29
PB Ratio	0.92	0.77	0.68	0.57	-	-
P/FCF Ratio	4.03	3.38	2.23	0.98	-	-
P/OCF Ratio	3.98	3.34	2.22	0.96	-	-
EV/Sales Ratio	0.32	0.24	0.21	0.17	0.11	0.30
EV/EBITDA Ratio	3.77	2.86	3.09	2.62	-	-
EV/EBIT Ratio	3.87	2.94	3.20	2.84	-	-
EV/FCF Ratio	3.56	2.70	2.31	1.02	-	-
Debt / Equity Ratio	0.23	0.23	0.27	0.32	-	-
Debt / EBITDA Ratio	1.06	1.06	1.18	1.42	-	-
Debt / FCF Ratio	1.00	1.00	0.88	0.56	-	-
Net Debt / Equity Ratio	-0.11	-0.11	-0.18	-0.41	-	-
Net Debt / EBITDA Ratio	-0.50	-0.50	-0.81	-1.80	-	-
Net Debt / FCF Ratio	-0.47	-0.47	-0.60	-0.70	-	-
Quick Ratio	1.12	1.12	1.31	1.84	-	-
Current Ratio	1.56	1.56	1.64	1.88	-	-
Asset Turnover	0.67	0.67	0.90	-	-	-
Return on Equity (ROE)	16.36%	16.36%	16.89%	-	-	-
Return on Assets (ROA)	3.46%	3.46%	3.77%	-	-	-
Return on Invested Capital (ROIC)	14.32%	14.32%	14.58%	11.85%	-	-
Earnings Yield	16.44%	19.56%	22.74%	91.27%	-62.10%	-1.50%
FCF Yield	24.84%	29.56%	44.80%	102.42%	-28.11%	-
Buyback Yield / Dilution	2.31%	3.05%	-1.79%	-1.63%	0.93%	2.47%

Source: S&P Global Market Intelligence. Insurance template. Financial Sources.