FBAK Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	177.17	173.21	160.19	143.02	112.56	115.18
Interest Income on Investments	63.5	63.39	84.13	71.49	47.46	32
Total Interest Income	240.66	236.6	244.32	214.52	160.02	147.18
Interest Paid on Deposits	24.95	25.96	30.03	18.85	3.89	1.31
Interest Paid on Borrowings	21.85	21.85	47.57	41.19	10.76	0.27
Total Interest Expense	46.8	47.81	77.6	60.04	14.65	1.58
Net Interest Income	193.87	188.79	166.72	154.48	145.37	145.6
Net Interest Income Growth (YoY)	12.42%	13.24%	7.92%	6.27%	-0.16%	0.58%
Gain (Loss) on Sale of Assets	-0.02	-0.02	-	-	-	-
Gain (Loss) on Sale of Investments	-0.05	-	0.42	-0.3	-0.06	-14.08
Other Non-Interest Income	21.67	21.6	21.1	19.78	18.52	17.73
Total Non-Interest Income	29.26	29.23	28.47	25.72	24.92	13.23
Non-Interest Income Growth (YoY)	1.95%	2.68%	10.68%	3.21%	88.38%	-33.06%
Revenues Before Loan Losses	223.12	218.03	195.19	180.2	170.29	158.83
Provision for Loan Losses	3	4.81	0.72	-0.93	-1.25	2.43
Revenue	220.12	213.21	194.47	181.13	171.54	156.41
Revenue Growth (YoY)	10.15%	9.64%	7.36%	5.59%	9.68%	-3.65%
Salaries and Employee Benefits	72.77	72.77	68.67	63.65	60.74	63.21
Occupancy Expenses	7.39	7.39	7.78	7.32	7.01	6.98
Selling, General & Administrative	2.37	2.37	2.43	2.91	2.66	2.34
Other Non-Interest Expense	28.95	26.4	25.47	24.44	22.2	5.66
Total Non-Interest Expense	111.48	108.93	104.35	98.17	93.08	78.25
EBT Excluding Unusual Items	108.64	104.29	90.12	82.96	78.47	78.16
Asset Writedown	-0.18	-0.18	-0.24	-0.3	-0.32	-0.28
Pretax Income	108.47	104.11	89.89	82.67	78.15	77.88
Income Tax Expense	27.49	26.57	22.84	22.66	19.92	19.46
Net Income	80.97	77.54	67.05	60.01	58.24	58.41
Net Income to Common	80.97	77.54	67.05	60.01	58.24	58.41
Net Income Growth	13.56%	15.65%	11.73%	3.05%	-0.31%	1.53%
Basic Shares Outstanding	3	3	3	3	3	3
Diluted Shares Outstanding	3	3	3	3	3	3
Shares Change (YoY)	-0.01%	-	0.00%	-	-	-0.00%
EPS (Basic)	25.56	24.48	21.17	18.95	18.39	18.45
EPS (Diluted)	25.56	24.48	21.17	18.95	18.39	18.45
EPS Growth	13.56%	15.65%	11.72%	3.05%	-0.31%	1.53%
Dividend Per Share	16.000	16.000	12.800	12.800	12.800	12.800
Dividend Growth	17.65%	25.00%	-	-	-	-
Effective Tax Rate	25.35%	25.52%	25.41%	27.41%	25.49%	24.99%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.