FBAK Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Cash & Equivalents	26.16	472.44	923.41	93.55	531.96	532.38
Investment Securities	1,678	1,710	2,081	2,419	2,375	1,632
Mortgage-Backed Securities	329.8	244.39	330.47	410.86	469.01	238.51
Total Investments	2,008	1,954	2,411	2,830	2,844	1,871
Gross Loans	2,591	2,482	2,285	2,239	2,142	2,226
Allowance for Loan Losses	-20.1	-18.03	-17.75	-18.8	-22.9	-21.55
Other Adjustments to Gross Loans	-	-12.48	-11.99	-12.17	-14.84	-14.34
Net Loans	2,571	2,452	2,256	2,208	2,104	2,190
Property, Plant & Equipment	51.19	49	50.53	52.34	47.04	47.68
Loans Held for Sale	4.26	3.93	6.19	1.73	8.34	15.82
Accrued Interest Receivable	20.29	11.6	-	-	-	-
Other Receivables	-	-	-	45	-	-
Restricted Cash	503.5	-	-	-	-	-
Long-Term Deferred Tax Assets	11.86	24.97	39.54	60.83	3.36	-
Other Real Estate Owned & Foreclosed	-	-	-	-	0.03	0.46
Other Long-Term Assets	9.83	25.4	40.22	39	37.02	33.86
Total Assets	5,244	4,998	5,731	5,338	5,581	4,695
Accrued Expenses	11.24	-	-	-	-	-
Interest Bearing Deposits	1,899	1,736	1,714	1,807	1,672	1,220
Institutional Deposits	-	150.63	133.26	49.29	42.62	51.52
Non-Interest Bearing Deposits	1,909	1,793	1,932	2,369	2,502	1,842
Total Deposits	3,808	3,679	3,780	4,225	4,217	3,113
Short-Term Borrowings	804.59	743.19	1,409	670.97	781.7	969.77
Current Portion of Leases	-	0.39	-	-	-	-
Federal Home Loan Bank Debt, Long-Term	15	15	15	-	-	-
Long-Term Leases	7.38	2.4	0.75	-	-	-
Other Long-Term Liabilities	4.7	41.07	61	34.36	28.19	25.79
Total Liabilities	4,676	4,481	5,266	4,930	5,027	4,109
Common Stock	31.67	31.67	31.67	31.67	31.67	31.67
Additional Paid-In Capital	40	40	40	40	40	40
Retained Earnings	527.35	507.88	491.5	482.16	474.6	466.85
Comprehensive Income & Other	-31.3	-62.99	-98.38	-146.28	8.27	48.07
Shareholders' Equity	567.72	516.56	464.79	407.55	554.53	586.59
Total Liabilities & Equity	5,244	4,998	5,731	5,338	5,581	4,695
Total Debt	848.64	760.98	1,425	670.97	781.7	969.77
Net Cash (Debt)	-822.47	-288.54	-501.61	-577.43	-249.74	-437.39
Net Cash Per Share	-259.71	-91.11	-158.39	-182.33	-78.86	-138.11
Filing Date Shares Outstanding	3.17	3.17	3.17	3.17	3.17	3.17
Total Common Shares Outstanding	3.17	3.17	3.17	3.17	3.17	3.17
Book Value Per Share	179.27	163.11	146.77	128.69	175.10	185.23
Tangible Book Value	567.72	516.56	464.79	407.55	554.53	586.59
Tangible Book Value Per Share	179.27	163.11	146.77	128.69	175.10	185.23

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.