FBAK Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	278.7	472.44	923.41	93.55	531.96
Investment Securities	1,661	1,710	2,081	2,419	2,375
Mortgage-Backed Securities	360.91	244.39	330.47	410.86	469.01
Total Investments	2,022	1,954	2,411	2,830	2,844
Gross Loans	2,726	2,482	2,285	2,239	2,142
Allowance for Loan Losses	-21.45	-18.03	-17.75	-18.8	-22.9
Other Adjustments to Gross Loans	-13.71	-12.48	-11.99	-12.17	-14.84
Net Loans	2,691	2,452	2,256	2,208	2,104
Property, Plant & Equipment	51.29	49	50.53	52.34	47.04
Loans Held for Sale	6.15	3.93	6.19	1.73	8.34
Accrued Interest Receivable	12.7	11.6	-	-	-
Other Receivables	-	-	-	45	-
Long-Term Deferred Tax Assets	10.56	24.97	39.54	60.83	3.36
Other Real Estate Owned & Foreclosed	0.27	-	-	-	0.03
Other Long-Term Assets	23.8	25.4	40.22	39	37.02
Total Assets	5,100	4,998	5,731	5,338	5,581
Interest Bearing Deposits	1,752	1,736	1,714	1,807	1,672
Institutional Deposits	155.3	150.63	133.26	49.29	42.62
Non-Interest Bearing Deposits	1,827	1,793	1,932	2,369	2,502
Total Deposits	3,735	3,679	3,780	4,225	4,217
Short-Term Borrowings	739.1	743.19	1,409	670.97	781.7
Current Portion of Leases	0.37	-	-	-	-
Federal Home Loan Bank Debt, Long-Term	15	15	15	-	-
Long-Term Leases	2.28	0.25	0.75	-	-
Other Long-Term Liabilities	39.23	43.61	61	34.36	28.19
Total Liabilities	4,531	4,481	5,266	4,930	5,027
Common Stock	31.67	31.67	31.67	31.67	31.67
Additional Paid-In Capital	40	40	40	40	40
Retained Earnings	522.08	507.88	491.5	482.16	474.6
Comprehensive Income & Other	-24.5	-62.99	-98.38	-146.28	8.27
Shareholders' Equity	569.25	516.56	464.79	407.55	554.53
Total Liabilities & Equity	5,100	4,998	5,731	5,338	5,581
Total Debt	756.76	758.44	1,425	670.97	781.7
Net Cash (Debt)	-478.06	-286	-501.61	-577.43	-249.74
Net Cash Per Share	-150.95	-90.31	-158.39	-182.33	-78.86
Filing Date Shares Outstanding	3.17	3.17	3.17	3.17	3.17
Total Common Shares Outstanding	3.17	3.17	3.17	3.17	3.17
Book Value Per Share	179.75	163.11	146.77	128.69	175.10
Tangible Book Value	569.25	516.56	464.79	407.55	554.53
Tangible Book Value Per Share	179.75	163.11	146.77	128.69	175.10

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.