First Bancorp of Indiana, Inc. (FBPI)

First Bancorp of Indiana Income Statement

Financials in millions USD. Fiscal year is July - June.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2025	Jun 30, 2025	Jun 30, 2024	Jun 30, 2023	Jun 30, 2022	Jun 30, 2021
Interest Income on Loans	26.87	27.24	26.97	19.95	14.32	15.31
Interest Income on Investments	3.7	3.7	4.26	4.23	1.91	1.41
Total Interest Income	30.57	30.94	31.23	24.18	16.22	16.72
Interest Paid on Deposits	11.97	12.41	12.37	5.1	1.09	1.53
Interest Paid on Borrowings	3.42	3.42	3.83	2.62	1.45	1.69
Total Interest Expense	15.39	15.83	16.2	7.72	2.53	3.22
Net Interest Income	15.18	15.11	15.03	16.46	13.69	13.5
Net Interest Income Growth (YoY)	0.72%	0.52%	-8.70%	20.25%	1.40%	9.33%
Gain (Loss) on Sale of Investments	0.03	0.03	-0.1	-0.01	-0	0
Other Non-Interest Income	2	1.9	1.97	1.94	1.78	2.14
Total Non-Interest Income	3.36	3.27	3.44	3.27	3.95	6.54
Non-Interest Income Growth (YoY)	1.26%	-5.03%	5.37%	-17.31%	-39.57%	111.96%
Revenues Before Loan Losses	18.55	18.38	18.48	19.73	17.65	20.05
Provision for Loan Losses	-	-	-0.24	0.2	0.05	0.9
Revenue	18.55	18.38	18.71	19.54	17.6	19.15
Revenue Growth (YoY)	0.81%	-1.77%	-4.23%	11.04%	-8.10%	25.07%
Salaries and Employee Benefits	9.1	9.1	9.29	8.93	7.69	7.55
Occupancy Expenses	2.97	2.97	2.87	2.74	2.42	2.43
Federal Deposit Insurance	0.7	0.7	0.69	0.38	0.17	0.28
Selling, General & Administrative	2.3	2.3	1.99	2.04	2.06	1.91
Other Non-Interest Expense	2.76	2.59	2.78	2.53	2.37	2.2
Total Non-Interest Expense	17.83	17.67	17.61	16.63	14.8	14.73
EBT Excluding Unusual Items	0.71	0.71	1.1	2.91	2.8	4.42
Pretax Income	0.71	0.71	1.1	2.91	2.8	4.42
Income Tax Expense	-0.46	-0.46	-0.43	0.06	0.36	0.63
Net Income	1.17	1.17	1.53	2.85	2.44	3.79
Net Income to Common	1.17	1.17	1.53	2.85	2.44	3.79
Net Income Growth	-5.19%	-23.53%	-46.17%	17.06%	-35.66%	115.49%
Basic Shares Outstanding	2	2	2	2	2	2
Diluted Shares Outstanding	2	2	2	2	2	2
Shares Change (YoY)	1.09%	1.07%	0.84%	-1.36%	-2.55%	0.22%
EPS (Basic)	0.69	0.69	0.92	1.72	1.45	2.19
EPS (Diluted)	0.69	0.69	0.92	1.72	1.45	2.19
EPS Growth	-6.21%	-24.34%	-46.63%	18.68%	-33.98%	115.01%
Dividend Per Share	-	0.050	0.480	0.640	0.625	0.620
Dividend Growth	-	-89.58%	-25.00%	2.40%	0.81%	-
Effective Tax Rate	-	-	-	2.11%	12.89%	14.27%

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.