First Bancorp of Indiana, Inc. (FBPI)

First Bancorp of Indiana Cash Flow Statement

Financials in millions USD. Fiscal year is July - June.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2025	Jun 30, 2024	Jun 30, 2023	Jun 30, 2022	Jun 30, 2021
Net Income	1.17	1.53	2.85	2.44	3.79
Depreciation & Amortization	1.31	1.32	1.22	1.16	1.33
Gain (Loss) on Sale of Assets	0	-0.01	-0.02	0.01	0.21
Gain (Loss) on Sale of Investments	0.19	0.3	0.22	0.24	0.34
Provision for Credit Losses	-	-0.24	0.2	0.05	0.9
Net Decrease (Increase) in Loans Originated / Sold - Operating	1.57	2.24	-1.92	5.22	1.94
Accrued Interest Receivable	0.27	0.03	-1.34	-0.27	0.35
Change in Other Net Operating Assets	0.29	-3.06	0.15	-1.64	0.69
Other Operating Activities	-0.7	-0.7	-0.14	-0.19	-1.23
Operating Cash Flow	2.73	1.58	1.66	5.74	4.56
Operating Cash Flow Growth	73.36%	-4.85%	-71.16%	26.01%	126.25%
Capital Expenditures	-0.48	-0.91	-1.59	-2.42	-0.5
Sale of Property, Plant and Equipment	-	0.02	0.02	-	0.01
Investment in Securities	8.46	16.91	-0.82	-72.67	6.6
Net Decrease (Increase) in Loans Originated / Sold - Investing	27.37	-23.39	-103.85	-11.21	9.01
Other Investing Activities	-0.49	0.05	-0.62	-1.7	2.33
Investing Cash Flow	34.86	-7.32	-106.86	-88.01	17.44
Short-Term Debt Issued	-	-	3	4	-
Long-Term Debt Issued	70	259	230	36.58	-
Total Debt Issued	70	259	233	40.58	-
Short-Term Debt Repaid	-3	-	-4	-	-
Long-Term Debt Repaid	-120	-259	-190	-15	-30
Total Debt Repaid	-123	-259	-194	-15	-30
Net Debt Issued (Repaid)	-53	-	39	25.58	-30
Repurchase of Common Stock	-	-	-0.48	-0.99	-
Common Dividends Paid	-	-1.07	-1.08	-1.08	-1.08
Net Increase (Decrease) in Deposit Accounts	22.72	3.4	72.53	22.18	33.29
Other Financing Activities	0.69	0.03	0.04	-0.13	0.63
Financing Cash Flow	-29.58	2.36	110.02	45.56	2.84
Net Cash Flow	8.01	-3.39	4.81	-36.71	24.84
Free Cash Flow	2.25	0.67	0.06	3.32	4.05
Free Cash Flow Growth	236.33%	932.68%	-98.05%	-18.04%	460.08%
Free Cash Flow Margin	12.25%	3.58%	0.33%	18.88%	21.16%
Free Cash Flow Per Share	1.33	0.40	0.04	1.97	2.34
Cash Interest Paid	16.75	15.41	6.89	2.5	3.27
Cash Income Tax Paid	0	0	-0.13	0.99	0.08

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.