First Bancshares Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	2016 - 2020
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	2016 - 2020
Cash & Equivalents	20.88	68.57	79.03	21.78	62.36	Upgrade
Investment Securities	10.61	13.07	13.1	13.63	15.53	Upgrade
Total Investments	10.61	13.07	13.1	13.63	15.53	Upgrade
Gross Loans	501.45	423.66	418.04	411.77	346.26	Upgrade
Allowance for Loan Losses	-	-	-	-6.65	-5.49	Upgrade
Net Loans	501.45	423.66	418.04	405.12	340.77	Upgrade
Property, Plant & Equipment	-	-	-	9.24	9.21	Upgrade
Goodwill	-	-	-	1.43	1.43	Upgrade
Other Intangible Assets	1.43	1.52	1.66	0.37	0.51	Upgrade
Long-Term Deferred Tax Assets	-	-	-	1.55	0.78	Upgrade
Other Long-Term Assets	30.2	31.08	29.72	18.14	15.85	Upgrade
Total Assets	564.56	537.89	541.56	471.72	446.85	Upgrade
Accrued Expenses	-	-	-	0.92	0.64	Upgrade
Interest Bearing Deposits	484.87	472.6	471.99	232.93	214.08	Upgrade
Institutional Deposits	-	-	-	8.37	10.89	Upgrade
Non-Interest Bearing Deposits	-	-	-	179.39	173.32	Upgrade
Total Deposits	484.87	472.6	471.99	420.69	398.28	Upgrade
Short-Term Borrowings	1.16	1.08	0.84	0.86	0.49	Upgrade
Current Portion of Leases	-	-	-	0.16	-	Upgrade
Long-Term Debt	7.5	-	11	-	1.5	Upgrade
Long-Term Leases	-	-	-	1.49	1.77	Upgrade
Other Long-Term Liabilities	4.83	4.64	4.14	-	-	Upgrade
Total Liabilities	498.37	478.32	487.97	424.13	402.69	Upgrade
Common Stock	66.19	59.56	53.59	0.04	0.04	Upgrade
Additional Paid-In Capital	-	-	-	32.02	32.02	Upgrade
Retained Earnings	-	-	-	39.76	35.21	Upgrade
Treasury Stock	-	-	-	-22.95	-22.9	Upgrade
Comprehensive Income & Other	-	-	-	-1.29	-0.21	Upgrade
Shareholders' Equity	66.19	59.56	53.59	47.59	44.16	Upgrade
Total Liabilities & Equity	564.56	537.89	541.56	471.72	446.85	Upgrade
Total Debt	8.66	1.08	11.84	2.51	3.76	Upgrade
Net Cash (Debt)	12.22	67.49	67.2	20.25	59.82	Upgrade
Net Cash Growth	-81.90%	0.43%	231.86%	-66.15%	-1.61%	Upgrade
Net Cash Per Share	-	27.80	27.70	8.28	23.02	Upgrade
Filing Date Shares Outstanding	-	2.42	2.4	2.44	2.44	Upgrade
Total Common Shares Outstanding	-	2.42	2.4	2.44	2.44	Upgrade
Book Value Per Share	-	24.60	22.30	19.51	18.08	Upgrade
Tangible Book Value	64.76	58.05	51.93	45.79	42.22	Upgrade
Tangible Book Value Per Share	-	23.98	21.61	18.77	17.29	Upgrade

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.