First Bancshares Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	20.88	68.57	79.03	21.78	62.36
Investment Securities	10.61	13.07	13.1	13.63	15.53
Total Investments	10.61	13.07	13.1	13.63	15.53
Gross Loans	501.45	430.52	424.61	411.83	346.26
Allowance for Loan Losses	-	-6.87	-6.56	-6.65	-5.49
Net Loans	501.45	423.66	418.04	405.19	340.77
Property, Plant & Equipment	-	8.05	8.56	9.24	9.21
Goodwill	-	1.43	1.43	1.43	1.43
Other Intangible Assets	1.43	0.08	0.23	0.37	0.51
Long-Term Deferred Tax Assets	-	1.68	1.52	1.55	0.78
Other Real Estate Owned & Foreclosed	-	0	-	-	-
Other Long-Term Assets	30.2	21.34	19.65	18.6	15.85
Total Assets	564.56	537.89	541.56	471.78	446.85
Accrued Expenses	-	3.26	2.62	0.99	0.64
Interest Bearing Deposits	484.87	311.29	325.3	248.16	214.08
Institutional Deposits	-	22.76	19.8	8.37	10.89
Non-Interest Bearing Deposits	-	138.55	126.89	164.15	173.32
Total Deposits	484.87	472.6	471.99	420.69	398.28
Short-Term Borrowings	1.16	1.08	0.84	0.86	0.49
Current Portion of Leases	-	0.16	0.18	-	-
Long-Term Debt	7.5	-	11	-	1.5
Long-Term Leases	-	1.23	1.34	1.65	1.77
Other Long-Term Liabilities	4.83	-	-	0	-
Total Liabilities	498.37	478.32	487.97	424.2	402.69
Common Stock	66.19	0.04	0.04	0.04	0.04
Additional Paid-In Capital	-	32.05	32.05	32.02	32.02
Retained Earnings	-	51.38	45.65	39.76	35.21
Treasury Stock	-	-23.21	-23.2	-22.95	-22.9
Comprehensive Income & Other	-	-0.69	-0.94	-1.29	-0.21
Shareholders' Equity	66.19	59.56	53.59	47.59	44.16
Total Liabilities & Equity	564.56	537.89	541.56	471.78	446.85
Total Debt	8.66	2.47	13.36	2.51	3.76
Net Cash (Debt)	12.22	66.1	65.92	20.25	59.82
Net Cash Growth	-81.52%	0.27%	225.56%	-66.15%	-1.61%
Net Cash Per Share	5.05	27.23	27.17	8.28	23.02
Filing Date Shares Outstanding	2.44	2.34	2.43	2.44	2.44
Total Common Shares Outstanding	2.44	2.43	2.43	2.44	2.44
Book Value Per Share	27.12	24.53	22.07	19.51	18.08
Tangible Book Value	64.76	58.05	51.93	45.79	42.22
Tangible Book Value Per Share	26.53	23.91	21.39	18.77	17.29

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.