First Bancshares, Inc. (FBSI)

First Bancshares Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	55.76	68.57	79.03	21.78	62.36	16.39
Investment Securities	13.42	13.07	13.1	13.63	15.53	70.07
Total Investments	13.42	13.07	13.1	13.63	15.53	70.07
Gross Loans	445.37	423.66	418.04	411.77	346.26	295.71
Allowance for Loan Losses	-	-	-	-6.65	-5.49	-4.14
Other Adjustments to Gross Loans	-	-	-	-	-	-0.06
Net Loans	445.37	423.66	418.04	405.12	340.77	291.51
Property, Plant & Equipment	-	-	-	9.24	9.21	9.37
Goodwill	-	-	-	1.43	1.43	1.43
Other Intangible Assets	1.44	1.52	1.66	0.37	0.51	0.66
Long-Term Deferred Tax Assets	-	-	-	1.55	0.78	0.48
Other Real Estate Owned & Foreclosed	-	-	-	-	-	0.02
Other Long-Term Assets	28.08	31.08	29.72	18.14	15.85	16
Total Assets	544.07	537.89	541.56	471.72	446.85	406.28
Accrued Expenses	-	-	-	0.92	0.64	2.4
Interest Bearing Deposits	468.35	472.6	471.99	232.93	214.08	265.32
Institutional Deposits	-	-	-	8.37	10.89	11.33
Non-Interest Bearing Deposits	-	-	-	179.39	173.32	79.84
Total Deposits	468.35	472.6	471.99	420.69	398.28	356.49
Short-Term Borrowings	1.1	1.08	0.84	0.86	0.49	1.62
Current Portion of Leases	-	-	-	0.16	-	-
Long-Term Debt	7.5	-	11	-	1.5	2.5
Federal Home Loan Bank Debt, Long-Term	-	-	-	-	-	0.5
Long-Term Leases	-	-	-	1.49	1.77	-
Other Long-Term Liabilities	4.79	4.64	4.14	-	-	-
Total Liabilities	481.74	478.32	487.97	424.13	402.69	363.51
Common Stock	62.34	59.56	53.59	0.04	0.04	0.04
Additional Paid-In Capital	-	-	-	32.02	32.02	32.02
Retained Earnings	-	-	-	39.76	35.21	30.78
Treasury Stock	-	-	-	-22.95	-22.9	-20.33
Comprehensive Income & Other	-	-	-	-1.29	-0.21	0.27
Shareholders' Equity	62.34	59.56	53.59	47.59	44.16	42.76
Total Liabilities & Equity	544.07	537.89	541.56	471.72	446.85	406.28
Total Debt	8.6	1.08	11.84	2.51	3.76	4.62
Net Cash (Debt)	47.16	67.49	67.2	20.25	59.82	60.8
Net Cash Growth	14.54%	0.43%	231.86%	-66.15%	-1.61%	398.13%
Net Cash Per Share	19.52	27.80	27.70	8.28	23.02	22.97
Filing Date Shares Outstanding	2.43	2.42	2.4	2.44	2.44	2.61
Total Common Shares Outstanding	2.43	2.42	2.4	2.44	2.44	2.61
Book Value Per Share	25.63	24.60	22.30	19.51	18.08	16.36
Tangible Book Value	60.89	58.05	51.93	45.79	42.22	40.68
Tangible Book Value Per Share	25.04	23.98	21.61	18.77	17.29	15.56

Updated Jan 17, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.