First Bancshares Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	56.68	20.88	68.57	79.03	21.78	62.36
Investment Securities	11.31	10.61	13.07	13.1	13.63	15.53
Total Investments	11.31	10.61	13.07	13.1	13.63	15.53
Gross Loans	547.93	509.38	430.52	424.61	411.83	346.26
Allowance for Loan Losses	-	-7.94	-6.87	-6.56	-6.65	-5.49
Net Loans	547.93	501.45	423.66	418.04	405.19	340.77
Property, Plant & Equipment	-	7.79	8.05	8.56	9.24	9.21
Goodwill	-	1.43	1.43	1.43	1.43	1.43
Other Intangible Assets	6.59	-	0.08	0.23	0.37	0.51
Accrued Interest Receivable	-	4.98	4.95	-	-	-
Long-Term Deferred Tax Assets	-	1.78	1.68	1.52	1.55	0.78
Other Real Estate Owned & Foreclosed	-	-	0	-	-	-
Other Long-Term Assets	26.04	15.65	16.39	19.65	18.6	15.85
Total Assets	648.54	564.56	537.89	541.56	471.78	446.85
Accrued Expenses	-	3.59	3.26	2.62	0.99	0.64
Interest Bearing Deposits	564.93	305.79	311.29	325.3	248.16	214.08
Institutional Deposits	-	41.4	22.76	19.8	8.37	10.89
Non-Interest Bearing Deposits	-	137.68	138.55	126.89	164.15	173.32
Total Deposits	564.93	484.87	472.6	471.99	420.69	398.28
Short-Term Borrowings	1.69	1.16	1.08	0.84	0.86	0.49
Current Portion of Leases	-	0.16	-	0.18	-	-
Long-Term Debt	7.5	7.5	-	11	-	1.5
Long-Term Leases	-	1.09	1.39	1.34	1.65	1.77
Other Long-Term Liabilities	5.19	-	-	-	0	-
Total Liabilities	579.3	498.37	478.32	487.97	424.2	402.69
Common Stock	69.24	0.04	0.04	0.04	0.04	0.04
Additional Paid-In Capital	-	32.07	32.05	32.05	32.02	32.02
Retained Earnings	-	58.03	51.38	45.65	39.76	35.21
Treasury Stock	-	-23.65	-23.21	-23.2	-22.95	-22.9
Comprehensive Income & Other	-	-0.3	-0.69	-0.94	-1.29	-0.21
Shareholders' Equity	69.24	66.19	59.56	53.59	47.59	44.16
Total Liabilities & Equity	648.54	564.56	537.89	541.56	471.78	446.85
Total Debt	9.19	9.91	2.47	13.36	2.51	3.76
Net Cash (Debt)	47.49	10.97	66.1	65.92	20.25	59.82
Net Cash Growth	0.71%	-83.41%	0.27%	225.56%	-66.15%	-1.61%
Net Cash Per Share	19.59	4.53	27.23	27.17	8.28	23.02
Filing Date Shares Outstanding	2.4	2.41	2.34	2.43	2.44	2.44
Total Common Shares Outstanding	2.4	2.41	2.43	2.43	2.44	2.44
Book Value Per Share	28.85	27.43	24.53	22.07	19.51	18.08
Tangible Book Value	62.66	64.76	58.05	51.93	45.79	42.22
Tangible Book Value Per Share	26.11	26.84	23.91	21.39	18.77	17.29