FinecoBank Banca Fineco Balance Sheet

Financials in millions EUR. Fiscal year is January - December.

Millions EUR. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	1,875	1,963	2,267	1,470	1,464
Investment Securities	26,222	2,664	2,857	3,842	5,686
Trading Asset Securities	494.97	555.81	721.38	1,442	146.15
Total Investments	26,717	3,220	3,578	5,284	5,833
Gross Loans	6,779	27,122	24,890	27,394	24,996
Allowance for Loan Losses	-	-36.96	-38.11	-41.58	-38.51
Net Loans	6,779	27,085	24,852	27,353	24,957
Property, Plant & Equipment	152.04	146.3	146.5	146.21	148.58
Goodwill	89.6	89.6	89.6	89.6	89.6
Other Intangible Assets	34.01	35.24	34.47	36.79	39.08
Investments in Real Estate	-	-	-	-	1.76
Accrued Interest Receivable	-	113.45	102.63	97.39	93.13
Other Receivables	817.66	1,274	1,634	1,109	520.73
Restricted Cash	-	283.36	269.08	311.36	298.04
Other Current Assets	-	387.05	254.22	290.7	346.95
Long-Term Deferred Tax Assets	60.18	53.25	50	46.58	42.97
Other Long-Term Assets	771.52	37.3	35.6	31.59	26.98
Total Assets	37,296	34,689	33,316	36,269	33,867
Accrued Expenses	-	144.31	120.67	107.56	132.27
Interest Bearing Deposits	33,303	29,635	28,401	30,547	30,616
Total Deposits	33,303	29,635	28,401	30,547	30,616
Short-Term Borrowings	47.65	344.42	218.21	987.16	212.15
Current Portion of Leases	-	11.02	-	-	-
Current Income Taxes Payable	24.54	19.52	86.71	42.63	35.86
Other Current Liabilities	-	989.85	1,150	1,889	338.96
Long-Term Debt	811.16	810.23	809.26	497.93	497.27
Long-Term Leases	-	47.15	61.38	63.35	65.34
Long-Term Unearned Revenue	-	17.62	19.2	19.57	17.89
Pension & Post-Retirement Benefits	-	4.36	4.38	3.94	5.03
Other Long-Term Liabilities	556.14	275.75	249.92	201.08	219.62
Total Liabilities	34,743	32,300	31,121	34,358	32,140
Common Stock	1,925	201.63	201.51	201.34	201.27
Additional Paid-In Capital	-	1.93	1.93	1.93	1.93
Retained Earnings	647.04	1,654	1,453	1,165	994.52
Treasury Stock	-	-1.08	-1.24	-1.71	-1.44
Comprehensive Income & Other	-18.91	532.48	539.04	543.55	530.52
Shareholders' Equity	2,553	2,389	2,195	1,910	1,727
Total Liabilities & Equity	37,296	34,689	33,316	36,269	33,867
Total Debt	858.81	1,213	1,089	1,548	774.75
Net Cash (Debt)	1,511	1,528	2,101	1,569	1,099
Net Cash Growth	-1.14%	-27.27%	33.93%	42.79%	22.47%
Net Cash Per Share	-	2.50	3.43	2.57	1.80
Filing Date Shares Outstanding	-	610.92	610.54	609.98	609.78
Total Common Shares Outstanding	-	610.92	610.54	609.98	609.78
Book Value Per Share	-	3.91	3.59	3.13	2.83
Tangible Book Value	2,430	2,264	2,071	1,784	1,598
Tangible Book Value Per Share	-	3.71	3.39	2.92	2.62

Source: S&P Global Market Intelligence. Banks template. Financial Sources.