First Citizens BancShares Cash Flow Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Income	-	2,777	11,466	1,098	547
Depreciation & Amortization	-	-107	-226	473	143
Gain (Loss) on Sale of Assets	-	-37	-24	-24	-1
Gain (Loss) on Sale of Investments	-	218	206	63	-67
Total Asset Writedown	-	22	70	-	-
Provision for Credit Losses	-	431	1,375	645	-37
Net Decrease (Increase) in Loans Originated / Sold - Operating	-	211	-47	63	-87
Change in Other Net Operating Assets	-	-529	-173	744	-728
Other Operating Activities	-	9	-9,994	-268	-21
Operating Cash Flow	-	2,988	2,660	2,791	-284
Operating Cash Flow Growth	-	12.33%	-4.69%	-	-
Capital Expenditures	-	-1,535	-1,428	-926	-107
Sale of Property, Plant and Equipment	-	250	243	108	1
Cash Acquisitions	-	-	810	134	-
Investment in Securities	-	-1,213	-4,985	6,299	-7,884
Net Decrease (Increase) in Loans Originated / Sold - Investing	-	-7,203	6,468	-5,637	423
Other Investing Activities	-	-473	1,302	49	-42
Investing Cash Flow	-	-10,155	2,429	75	-7,568
Short-Term Debt Issued	-	-	539	3,105	-
Long-Term Debt Issued	-	-	9,991	3,854	-
Total Debt Issued	-	-	10,530	6,959	-
Short-Term Debt Repaid	-	-118	-2,250	-1,508	-52
Long-Term Debt Repaid	-	-450	-13,120	-5,099	-54
Total Debt Repaid	-	-568	-15,370	-6,607	-106
Net Debt Issued (Repaid)	-	-568	-4,840	352	-106
Repurchase of Common Stock	-	-1,648	-	-1,240	-
Common Dividends Paid	-	-97	-58	-33	-42
Preferred Dividends Paid	-	-61	-59	-50	-
Total Dividends Paid	-	-158	-117	-83	-42
Net Increase (Decrease) in Deposit Accounts	-	9,461	265	-1,691	7,976
Other Financing Activities	-	-14	-7	-24	-
Financing Cash Flow	-	7,073	-4,699	-2,686	7,828
Net Cash Flow	-	-94	390	180	-24
Free Cash Flow	-	1,453	1,232	1,865	-391
Free Cash Flow Growth	-	17.94%	-33.94%	-	-
Free Cash Flow Margin	-	15.57%	16.20%	46.64%	-20.21%
Free Cash Flow Per Share	-	101.31	84.73	119.94	-39.83
Cash Interest Paid	-	5,079	3,686	525	62
Cash Income Tax Paid	-	763	514	-551	870

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.