First Capital Bancshares, Inc. (FCPB)

Playa Hotels & Resorts Income Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Interest Income on Loans	51.98	48.78	35.35	16.92	10.5	7.9
Interest Income on Investments	4.48	4.48	4.21	2.08	0.66	0.51
Total Interest Income	56.46	53.26	39.55	19	11.16	8.41
Interest Paid on Deposits	25.23	25.23	16.47	3.88	1.9	1.72
Interest Paid on Borrowings	4.1	3.16	2.96	0.82	0.22	0.12
Total Interest Expense	29.34	28.39	19.43	4.69	2.11	1.83
Net Interest Income	27.12	24.87	20.12	14.31	9.04	6.58
Net Interest Income Growth (YoY)	34.78%	23.59%	40.64%	58.20%	37.55%	53.85%
Gain (Loss) on Sale of Assets	-0.01	-0.01	-	-	-	-
Gain (Loss) on Sale of Investments	0.03	0.03	0.04	-0.02	0.25	0.82
Other Non-Interest Income	1.54	1.33	0.78	0.41	0.34	0.24
Total Non-Interest Income	1.61	1.39	0.87	0.44	0.62	1.08
Non-Interest Income Growth (YoY)	84.42%	59.86%	99.77%	-30.15%	-41.99%	1070.71%
Revenues Before Loan Losses	28.73	26.26	20.99	14.74	9.67	7.65
Provision for Loan Losses	1.93	1.9	1.4	0.97	0.78	0.98
Revenue	26.8	24.36	19.59	13.78	8.89	6.67
Revenue Growth (YoY)	36.79%	24.34%	42.20%	55.02%	33.23%	80.16%
Salaries and Employee Benefits	10.76	10.76	8.82	6.15	4.48	3.2
Federal Deposit Insurance	0.91	0.91	0.53	0.26	0.18	0.09
Selling, General & Administrative	3.94	3.94	3.42	2.54	2.11	1.51
Other Non-Interest Expense	3.38	2.15	1.98	1.28	1.12	0.85
Total Non-Interest Expense	18.99	17.76	14.76	10.23	7.89	5.65
EBT Excluding Unusual Items	7.81	6.6	4.84	3.55	1	1.02
Pretax Income	7.81	6.6	4.84	3.55	1	1.02
Income Tax Expense	1.78	1.57	1.03	0.85	0.24	0.07
Net Income	6.03	5.03	3.8	2.7	0.75	0.95
Net Income to Common	6.03	5.03	3.8	2.7	0.75	0.95
Net Income Growth	58.66%	32.32%	40.98%	258.88%	-21.21%	-
Basic Shares Outstanding	10	9	8	6	5	5
Diluted Shares Outstanding	10	9	8	6	5	5
Shares Change (YoY)	26.70%	15.99%	39.55%	13.36%	0.04%	-
EPS (Basic)	0.60	0.55	0.48	0.48	0.15	0.19
EPS (Diluted)	0.60	0.54	0.47	0.47	0.15	0.19
EPS Growth	27.82%	14.89%	-	217.98%	-21.24%	-
Effective Tax Rate	22.73%	23.80%	21.35%	23.99%	24.47%	6.62%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.