First Capital Bancshares Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	64.66	46.21	57.69	45.94	14.79	63.42
Investment Securities	66.87	31.94	8.19	3.49	5.21	24.94
Mortgage-Backed Securities	-	33.84	32.03	41.31	49.46	15.87
Total Investments	66.87	65.79	40.22	44.8	54.67	40.81
Gross Loans	1,058	988.6	838.03	679.11	480.57	270.68
Allowance for Loan Losses	-10.61	-9.96	-8.01	-6.04	-4.39	-3.41
Net Loans	1,047	978.64	830.02	673.08	476.18	267.27
Property, Plant & Equipment	-	11.24	11.34	8.64	7.89	5.68
Accrued Interest Receivable	-	4.57	3.64	3.01	1.68	0.86
Long-Term Deferred Tax Assets	-	4.42	3.72	1.52	0.84	0.57
Other Long-Term Assets	64.59	26.89	16.78	11.64	11.34	7.85
Total Assets	1,243	1,142	967.61	791.7	568.86	387.23
Interest Bearing Deposits	1,038	634.36	532.01	460.56	352.9	287.39
Institutional Deposits	-	204	174	136	69.8	13.61
Non-Interest Bearing Deposits	-	102.66	74.68	52.28	48.35	26.58
Total Deposits	1,038	941.02	780.69	648.84	471.05	327.58
Current Portion of Long-Term Debt	-	40	10	-	20	-
Current Portion of Leases	-	0.6	-	-	-	-
Accrued Interest Payable	-	4.08	4.26	1.59	0.82	0.27
Long-Term Debt	80	12	12.21	12.42	12.63	7.84
Federal Home Loan Bank Debt, Long-Term	-	38	67	56	10	15
Long-Term Leases	-	1.69	2.18	2.41	1.77	1.77
Other Long-Term Liabilities	10.73	4.96	2.79	1.83	1.69	0.83
Total Liabilities	1,128	1,042	879.13	723.09	517.96	353.3
Common Stock	115.02	0.1	0.1	0.08	0.07	0.05
Additional Paid-In Capital	-	75.32	74.61	59.79	45.41	29.99
Retained Earnings	-	24.22	14.65	9.62	6.41	3.71
Treasury Stock	-	-0	-0	-0	-0	-0
Comprehensive Income & Other	-	0.18	-0.88	-0.88	-0.98	0.18
Shareholders' Equity	115.02	99.82	88.48	68.61	50.9	33.93
Total Liabilities & Equity	1,243	1,142	967.61	791.7	568.86	387.23
Total Debt	80	92.29	91.39	70.83	44.4	24.61
Net Cash (Debt)	-15.34	-46.08	-33.7	-24.89	-29.61	38.81
Net Cash Growth	-	-	-	-	-	29.17%
Net Cash Per Share	-1.47	-4.51	-3.61	-3.09	-5.14	7.63
Filing Date Shares Outstanding	10.99	9.51	9.46	7.91	6.48	5.09
Total Common Shares Outstanding	10.99	9.51	9.46	7.91	6.48	5.09
Book Value Per Share	10.46	10.50	9.35	8.67	7.85	6.67
Tangible Book Value	115.02	99.82	88.48	68.61	50.9	33.93
Tangible Book Value Per Share	10.46	10.50	9.35	8.67	7.85	6.67

Source: S&P Global Market Intelligence. Banks template. Financial Sources.