First Capital Bancshares, Inc. (FCPB)

First Capital Bancshares Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Cash & Equivalents	46.21	57.69	45.94	14.79	63.42
Investment Securities	72.62	4.22	3.49	5.21	24.94
Mortgage-Backed Securities	-	35.98	41.31	49.46	15.87
Total Investments	72.62	40.19	44.8	54.67	40.81
Gross Loans	988.6	838.03	679.11	480.57	270.68
Allowance for Loan Losses	-9.96	-8.01	-6.04	-4.39	-3.41
Net Loans	978.64	830.02	673.08	476.18	267.27
Property, Plant & Equipment	11.24	11.34	8.64	7.89	5.68
Accrued Interest Receivable	4.57	3.64	3.01	1.68	0.86
Long-Term Deferred Tax Assets	2.21	1.86	1.52	0.84	0.57
Other Long-Term Assets	26.66	16.54	11.64	11.34	7.85
Total Assets	1,142	967.61	791.7	568.86	387.23
Interest Bearing Deposits	838.36	532.01	460.56	352.9	287.39
Institutional Deposits	-	174	136	69.8	13.61
Non-Interest Bearing Deposits	102.66	74.68	52.28	48.35	26.58
Total Deposits	941.02	780.69	648.84	471.05	327.58
Current Portion of Long-Term Debt	-	10	-	20	-
Current Portion of Leases	-	0.47	-	-	-
Accrued Interest Payable	4.08	4.26	1.59	0.82	0.27
Long-Term Debt	12	12.21	12.42	12.63	7.84
Federal Home Loan Bank Debt, Long-Term	78	67	56	10	15
Long-Term Leases	2.29	1.71	2.41	1.77	1.77
Other Long-Term Liabilities	4.96	2.79	1.83	1.69	0.83
Total Liabilities	1,042	879.13	723.09	517.96	353.3
Common Stock	0.1	0.1	0.08	0.07	0.05
Additional Paid-In Capital	75.32	74.61	59.79	45.41	29.99
Retained Earnings	24.22	14.65	9.62	6.41	3.71
Treasury Stock	-0	-0	-0	-0	-0
Comprehensive Income & Other	0.18	-0.88	-0.88	-0.98	0.18
Shareholders' Equity	99.82	88.48	68.61	50.9	33.93
Total Liabilities & Equity	1,142	967.61	791.7	568.86	387.23
Total Debt	92.29	91.39	70.83	44.4	24.61
Net Cash (Debt)	-46.08	-33.7	-24.89	-29.61	38.81
Net Cash Growth	-	-	-	-	29.17%
Net Cash Per Share	-4.51	-3.61	-3.09	-5.14	7.63
Filing Date Shares Outstanding	9.51	9.46	7.91	6.48	5.09
Total Common Shares Outstanding	9.51	9.46	7.91	6.48	5.09
Book Value Per Share	10.50	9.35	8.67	7.85	6.67
Tangible Book Value	99.82	88.48	68.61	50.9	33.93
Tangible Book Value Per Share	10.50	9.35	8.67	7.85	6.67

Source: S&P Global Market Intelligence. Banks template. Financial Sources.