First Capital Bancshares Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Cash & Equivalents	80.07	57.69	45.94	14.79	63.42	47.73
Investment Securities	63.96	4.22	3.49	5.21	24.94	15.01
Mortgage-Backed Securities	-	35.98	41.31	49.46	15.87	9.48
Total Investments	63.96	40.19	44.8	54.67	40.81	24.49
Gross Loans	941.97	838.03	679.11	480.57	270.68	185.24
Allowance for Loan Losses	-9.47	-8.01	-6.04	-4.39	-3.41	-2.59
Net Loans	932.5	830.02	673.08	476.18	267.27	182.65
Property, Plant & Equipment	-	11.34	8.64	7.89	5.68	4.09
Accrued Interest Receivable	-	3.64	3.01	1.68	0.86	0.81
Long-Term Deferred Tax Assets	-	1.86	1.52	0.84	0.57	0.29
Other Long-Term Assets	52.73	16.54	11.64	11.34	7.85	5.84
Total Assets	1,129	967.61	791.7	568.86	387.23	266.66
Interest Bearing Deposits	922.47	532.01	460.56	352.9	287.39	182.03
Institutional Deposits	-	174	136	69.8	13.61	13.7
Non-Interest Bearing Deposits	-	74.68	52.28	48.35	26.58	19.24
Total Deposits	922.47	780.69	648.84	471.05	327.58	214.97
Current Portion of Long-Term Debt	-	10	-	20	-	-
Current Portion of Leases	-	0.47	-	-	-	-
Accrued Interest Payable	-	4.26	1.59	0.82	0.27	0.16
Long-Term Debt	99	12.21	12.42	12.63	7.84	1.05
Federal Home Loan Bank Debt, Long-Term	-	67	56	10	15	15
Long-Term Leases	-	1.71	2.41	1.77	1.77	1.63
Other Long-Term Liabilities	11.59	2.79	1.83	1.69	0.83	0.54
Total Liabilities	1,033	879.13	723.09	517.96	353.3	233.34
Common Stock	96.2	0.1	0.08	0.07	0.05	0.05
Additional Paid-In Capital	-	74.61	59.79	45.41	29.99	29.76
Retained Earnings	-	14.65	9.62	6.41	3.71	2.96
Treasury Stock	-	-0	-0	-0	-0	-0
Comprehensive Income & Other	-	-0.88	-0.88	-0.98	0.18	0.55
Shareholders' Equity	96.2	88.48	68.61	50.9	33.93	33.32
Total Liabilities & Equity	1,129	967.61	791.7	568.86	387.23	266.66
Total Debt	99	91.39	70.83	44.4	24.61	17.68
Net Cash (Debt)	-18.93	-33.7	-24.89	-29.61	38.81	30.05
Net Cash Growth	-	-	-	-	29.17%	384.04%
Net Cash Per Share	-1.84	-3.61	-3.09	-5.14	7.63	5.91
Filing Date Shares Outstanding	10.26	9.46	7.91	6.48	5.09	5.08
Total Common Shares Outstanding	10.26	9.46	7.91	6.48	5.09	5.08
Book Value Per Share	9.37	9.35	8.67	7.85	6.67	6.55
Tangible Book Value	96.2	88.48	68.61	50.9	33.93	33.32
Tangible Book Value Per Share	9.37	9.35	8.67	7.85	6.67	6.55

Source: S&P Global Market Intelligence. Banks template. Financial Sources.