First Capital Bancshares, Inc. (FCPB)

First Capital Bancshares Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	62.6	57.69	45.94	14.79	63.42	47.73
Investment Securities	57.81	4.22	3.49	5.21	24.94	15.01
Mortgage-Backed Securities	-	35.98	41.31	49.46	15.87	9.48
Total Investments	57.81	40.19	44.8	54.67	40.81	24.49
Gross Loans	893.4	838.03	679.11	480.57	270.68	185.24
Allowance for Loan Losses	-9.17	-8.01	-6.04	-4.39	-3.41	-2.59
Net Loans	884.24	830.02	673.08	476.18	267.27	182.65
Property, Plant & Equipment	-	11.34	8.64	7.89	5.68	4.09
Accrued Interest Receivable	-	3.64	3.01	1.68	0.86	0.81
Long-Term Deferred Tax Assets	-	1.86	1.52	0.84	0.57	0.29
Other Long-Term Assets	51.3	16.54	11.64	11.34	7.85	5.84
Total Assets	1,056	967.61	791.7	568.86	387.23	266.66
Interest Bearing Deposits	854.02	532.01	460.56	352.9	287.39	182.03
Institutional Deposits	-	174	136	69.8	13.61	13.7
Non-Interest Bearing Deposits	-	74.68	52.28	48.35	26.58	19.24
Total Deposits	854.02	780.69	648.84	471.05	327.58	214.97
Current Portion of Long-Term Debt	-	10	-	20	-	-
Current Portion of Leases	-	0.47	-	-	-	-
Accrued Interest Payable	-	4.26	1.59	0.82	0.27	0.16
Long-Term Debt	99.22	12.21	12.42	12.63	7.84	1.05
Federal Home Loan Bank Debt, Long-Term	-	67	56	10	15	15
Long-Term Leases	-	1.71	2.41	1.77	1.77	1.63
Other Long-Term Liabilities	9.82	2.79	1.83	1.69	0.83	0.54
Total Liabilities	963.06	879.13	723.09	517.96	353.3	233.34
Common Stock	92.88	0.1	0.08	0.07	0.05	0.05
Additional Paid-In Capital	-	74.61	59.79	45.41	29.99	29.76
Retained Earnings	-	14.65	9.62	6.41	3.71	2.96
Treasury Stock	-	-0	-0	-0	-0	-0
Comprehensive Income & Other	-	-0.88	-0.88	-0.98	0.18	0.55
Shareholders' Equity	92.88	88.48	68.61	50.9	33.93	33.32
Total Liabilities & Equity	1,056	967.61	791.7	568.86	387.23	266.66
Total Debt	99.22	91.39	70.83	44.4	24.61	17.68
Net Cash (Debt)	-36.62	-33.7	-24.89	-29.61	38.81	30.05
Net Cash Growth	-	-	-	-	29.17%	384.04%
Net Cash Per Share	-3.59	-3.61	-3.09	-5.14	7.63	5.91
Filing Date Shares Outstanding	10.3	9.46	7.91	6.48	5.09	5.08
Total Common Shares Outstanding	10.3	9.46	7.91	6.48	5.09	5.08
Book Value Per Share	9.02	9.35	8.67	7.85	6.67	6.55
Tangible Book Value	92.88	88.48	68.61	50.9	33.93	33.32
Tangible Book Value Per Share	9.02	9.35	8.67	7.85	6.67	6.55

Source: S&P Global Market Intelligence. Banks template. Financial Sources.