First Capital Bancshares, Inc. (FCPB)

First Capital Bancshares Cash Flow Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Net Income	5.03	3.8	2.7	0.75	0.95
Depreciation & Amortization	0.49	0.4	0.32	0.22	0.19
Gain (Loss) on Sale of Assets	0.01	-	0	-0	0
Gain (Loss) on Sale of Investments	-0.03	-0.04	-0.09	-0.25	-0.82
Provision for Credit Losses	1.9	1.4	0.97	0.78	0.98
Accrued Interest Receivable	-0.63	-1.34	-0.82	-0.05	-
Change in Other Net Operating Assets	0.43	-0.4	-0.39	0.46	-0.3
Other Operating Activities	-0.59	-0.44	0.08	-0.08	-0.44
Operating Cash Flow	9.23	3.84	3.35	1.97	0.82
Operating Cash Flow Growth	140.13%	14.60%	70.08%	139.79%	-
Capital Expenditures	-3.4	-0.52	-2.54	-1.67	-1.72
Investment in Securities	1.64	8.63	-16.05	-16.66	-10.99
Net Decrease (Increase) in Loans Originated / Sold - Investing	-158.92	-198.54	-209.87	-85.38	-81.77
Other Investing Activities	-4	-	-2	-1.98	-4.99
Investing Cash Flow	-164.68	-190.43	-230.46	-105.69	-99.47
Long-Term Debt Issued	50	116	20	7	6.05
Long-Term Debt Repaid	-29.21	-90.21	-0.21	-0.21	-
Net Debt Issued (Repaid)	20.79	25.79	19.79	6.79	6.05
Issuance of Common Stock	14.56	14.16	15.22	0.01	-
Net Increase (Decrease) in Deposit Accounts	131.85	177.8	143.47	112.62	122.29
Financing Cash Flow	167.2	217.74	178.47	119.42	128.34
Net Cash Flow	11.75	31.15	-48.64	15.7	29.7
Free Cash Flow	5.83	3.32	0.81	0.3	-0.89
Free Cash Flow Growth	75.37%	307.94%	172.00%	-	-
Free Cash Flow Margin	23.91%	16.96%	5.91%	3.37%	-13.39%
Free Cash Flow Per Share	0.62	0.41	0.14	0.06	-0.18
Cash Interest Paid	31.06	19.68	4.69	2	1.79
Cash Income Tax Paid	1.29	1.57	0.09	0.13	0.39

Source: S&P Global Market Intelligence. Banks template. Financial Sources.