FDVA Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	2015 - 2019
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020	2015 - 2019
Cash & Equivalents	4.82	28.69	24.25	34.77	34.23	26.94	Upgrade
Investment Securities	225.11	110.09	116.12	107.86	107.52	73.69	Upgrade
Trading Asset Securities	-	4.02	5.33	6.11	1.49	0.87	Upgrade
Mortgage-Backed Securities	-	128.7	124.28	98.63	86.77	44.61	Upgrade
Total Investments	225.11	242.8	245.73	212.61	195.78	119.18	Upgrade
Gross Loans	741.46	767.9	769.74	700.37	603.45	553.31	Upgrade
Allowance for Loan Losses	-7.14	-6.53	-10.52	-7.61	-6.49	-5.45	Upgrade
Other Adjustments to Gross Loans	-	-	-	-0.37	-1.08	-2.88	Upgrade
Net Loans	734.32	761.36	759.22	692.39	595.88	544.97	Upgrade
Property, Plant & Equipment	2.11	2.64	2.87	2.71	3.84	4.56	Upgrade
Loans Held for Sale	7.18	5.96	6.66	5.06	13.3	45.05	Upgrade
Accrued Interest Receivable	4.26	4.16	3.72	3.78	2.47	2.87	Upgrade
Other Receivables	-	1.95	0.62	0.8	0.75	0.54	Upgrade
Restricted Cash	-	-	-	-	-	0.4	Upgrade
Other Current Assets	-	1.35	1.39	0.97	0.74	0.69	Upgrade
Long-Term Deferred Tax Assets	6.06	7.56	7.63	6.63	1.63	1.15	Upgrade
Other Long-Term Assets	47.49	30.12	30.16	29.38	26.57	18.92	Upgrade
Total Assets	1,031	1,090	1,085	990.63	876.67	767.04	Upgrade
Accounts Payable	-	0.14	0.08	0.1	0.19	0.43	Upgrade
Accrued Expenses	-	1.7	1.79	2.02	2.62	2.73	Upgrade
Interest Bearing Deposits	728.31	747.72	748.95	614.83	420.56	272.5	Upgrade
Institutional Deposits	-	28.15	28.15	46.75	58.97	83	Upgrade
Non-Interest Bearing Deposits	126.71	133.67	143.96	187.42	222.17	192.99	Upgrade
Total Deposits	855.02	909.53	921.06	849	701.69	548.49	Upgrade
Short-Term Borrowings	-	3.04	3.79	3.69	0.71	0.07	Upgrade
Current Portion of Long-Term Debt	-	-	-	5	-	-	Upgrade
Current Portion of Leases	-	0.73	-	0.88	1.02	-	Upgrade
Accrued Interest Payable	1.1	2.45	2.84	1.27	0.29	0.48	Upgrade
Long-Term Debt	20.03	20.01	20.02	25.5	51.67	101.95	Upgrade
Federal Home Loan Bank Debt, Long-Term	60	65	50	20	29.04	30.07	Upgrade
Long-Term Leases	1.52	1.28	1.93	0.98	1.8	3.35	Upgrade
Other Long-Term Liabilities	6.5	5.17	5.93	7.25	3.47	6.03	Upgrade
Total Liabilities	944.17	1,009	1,007	915.69	792.51	693.59	Upgrade
Common Stock	0.07	0.07	0.07	0.07	0.07	0.07	Upgrade
Additional Paid-In Capital	56.8	58.35	58.32	58.24	59.88	59.22	Upgrade
Retained Earnings	45.2	41.26	36.55	34.11	23.55	12.82	Upgrade
Comprehensive Income & Other	-14.88	-18.24	-17.72	-17.48	0.65	1.34	Upgrade
Shareholders' Equity	87.19	81.44	77.23	74.95	84.16	73.46	Upgrade
Total Liabilities & Equity	1,031	1,090	1,085	990.63	876.67	767.04	Upgrade
Total Debt	81.56	90.06	75.74	56.05	84.24	135.44	Upgrade
Net Cash (Debt)	-58.24	-57.35	-46.16	-15.16	-48.52	-107.63	Upgrade
Net Cash Per Share	-8.10	-7.88	-6.31	-2.07	-6.59	-14.79	Upgrade
Filing Date Shares Outstanding	7	7.15	7.26	7.26	7.35	7.28	Upgrade
Total Common Shares Outstanding	7	7.15	7.26	7.26	7.35	7.28	Upgrade
Book Value Per Share	12.45	11.39	10.64	10.33	11.45	10.09	Upgrade
Tangible Book Value	87.19	81.44	77.23	74.95	84.16	73.46	Upgrade
Tangible Book Value Per Share	12.45	11.39	10.64	10.33	11.45	10.09	Upgrade

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.