Freedom Financial Holdings, Inc. (FDVA)

FDVA Cash Flow Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Net Income	4.71	2.32	10.56	10.73
Depreciation & Amortization	0.11	0.14	0.17	0.19
Gain (Loss) on Sale of Investments	-0.03	-0.2	0.37	1.2
Provision for Credit Losses	-0.61	5.74	1.25	0.84
Net Decrease (Increase) in Loans Originated / Sold - Operating	5.51	-0.13	25.07	43.4
Accrued Interest Receivable	-0.43	0.06	-1.32	0.4
Change in Other Net Operating Assets	-0.93	-3.52	-0.76	-2.32
Other Operating Activities	-0.3	-1.33	-0.78	-0.78
Operating Cash Flow	5.94	3.85	32.8	46.42
Operating Cash Flow Growth	54.31%	-88.26%	-29.33%	-
Capital Expenditures	-	-0.05	-0	-0.03
Investment in Securities	1.14	-32.4	-34.22	-78.98
Net Decrease (Increase) in Loans Originated / Sold - Investing	-3.95	-72.25	-111.33	-55.88
Other Investing Activities	-1.48	-0.62	-1.57	-6.71
Investing Cash Flow	-4.29	-105.31	-147.12	-141.6
Long-Term Debt Issued	161.51	125	75	34.61
Long-Term Debt Repaid	-146.51	-100	-79.04	-16.04
Net Debt Issued (Repaid)	15	25	-4.04	18.57
Issuance of Common Stock	0.01	-	0.28	0.2
Repurchase of Common Stock	-0.58	-0.57	-2.46	-
Net Increase (Decrease) in Deposit Accounts	-11.53	72.06	147.3	153.2
Other Financing Activities	-0.11	-5.56	-26.23	-69.9
Financing Cash Flow	2.79	90.93	114.86	102.08
Net Cash Flow	4.44	-10.53	0.51	6.9
Free Cash Flow	5.94	3.8	32.8	46.39
Free Cash Flow Growth	56.17%	-88.40%	-29.30%	-
Free Cash Flow Margin	19.37%	15.01%	91.04%	124.04%
Free Cash Flow Per Share	0.82	0.52	4.49	6.30
Cash Interest Paid	36.74	27.88	6.37	3.23
Cash Income Tax Paid	0.13	0.98	2.09	3.4

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.