FFB Bancorp (FFBB)
OTCMKTS · Delayed Price · Currency is USD
87.85
+0.35 (0.40%)
Jul 28, 2026, 10:23 AM EST
FFB Bancorp Cash Flow Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Operating Activities
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Income | 23.58 | 34.15 | 33.56 | 26.52 | 20.53 |
Depreciation & Amortization | 0.24 | 0.17 | 0.28 | 0.2 | 0.14 |
Other Amortization | 0.15 | - | - | - | - |
Gain (Loss) on Sale of Assets | 0.02 | - | - | 0 | - |
Gain (Loss) on Sale of Investments | 0.45 | 1.76 | 4.23 | 2.18 | 1.21 |
Provision for Credit Losses | 8.94 | 3.1 | 1.75 | 0.3 | 2 |
Net Decrease (Increase) in Loans Originated / Sold - Operating | - | - | 11.06 | -5.64 | -0.83 |
Accrued Interest Receivable | -0.72 | -1.02 | -0.57 | -1.78 | -0.35 |
Change in Other Net Operating Assets | 0.04 | -0.96 | 0.76 | -0.04 | -9.11 |
Operating Cash Flow | 30.07 | 34.4 | 48.91 | 22.95 | 18.74 |
Operating Cash Flow Growth | -12.58% | -29.68% | 113.14% | 22.46% | -31.25% |
Investing Activities
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Capital Expenditures | -0.28 | -0.16 | -0.27 | -0.31 | -0.26 |
Investment in Securities | 86.7 | 3.3 | 17.93 | -91.52 | -64.49 |
Net Decrease (Increase) in Loans Originated / Sold - Investing | -126.8 | -140.89 | -82.59 | -119.45 | -106.3 |
Other Investing Activities | -1.08 | -1.77 | -11.35 | -1.42 | -1.07 |
Investing Cash Flow | -40.48 | -139.52 | -76.28 | -212.7 | -172.11 |
Financing Activities
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Short-Term Debt Issued | - | - | - | 65 | - |
Total Debt Issued | - | - | - | 65 | - |
Short-Term Debt Repaid | - | -34 | -31 | - | -31 |
Total Debt Repaid | - | -34 | -31 | - | -31 |
Net Debt Issued (Repaid) | - | -34 | -31 | 65 | -31 |
Issuance of Common Stock | 0.98 | 0.73 | 0.05 | 0.68 | 0.46 |
Repurchase of Common Stock | -14.98 | - | - | - | - |
Net Increase (Decrease) in Deposit Accounts | 59.27 | 139.21 | 63.94 | 144.68 | 210.29 |
Other Financing Activities | - | - | - | -0.41 | - |
Financing Cash Flow | 45.27 | 105.94 | 33 | 209.95 | 179.75 |
Net Cash Flow
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Cash Flow | 34.85 | 0.81 | 5.63 | 20.19 | 26.38 |
Free Cash Flow
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Free Cash Flow | 29.79 | 34.24 | 48.64 | 22.64 | 18.48 |
Free Cash Flow Growth | -12.98% | -29.62% | 114.87% | 22.48% | -31.92% |
Free Cash Flow Margin | 31.79% | 34.62% | 56.02% | 37.04% | 39.49% |
Free Cash Flow Per Share | 9.68 | 10.75 | 15.31 | 7.21 | 5.96 |
Additional Metrics
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash Interest Paid | 14.79 | 13.88 | 8.86 | 3 | 2.79 |
Cash Income Tax Paid | 12.66 | 11.21 | 13.58 | 8.87 | 6.74 |